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Check out some must see numbers behind your Bernie, MO Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Bernie, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bernie, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bernie 2 Beds, 1 Bath, 1100 sqft $48,000 $25
Reynolds, AR 3 Beds, 2 Baths, 1,790 sqft $92,000 $45
Bell City 2 Beds, 1 Bath, 1,800 sqft $102,000 $43
Oak Grove Heights, AR 2 Beds, 1 Bath, 910 sqft $52,000 $14
Wayne 2 Beds, 1 Bath, 1,610 sqft $86,000 $25
Portage 3 Beds, 2 Baths, 2,240 sqft $98,000 $40
Mill Spring 3 Beds, 2 Baths, 1,390 sqft $55,000 $22
Harviell 3 Beds, 2 Baths, 1,570 sqft $59,000 $23
Cane Creek 3 Beds, 1 Bath, 2,200 sqft $131,000 $31
Greenville 2 Beds, 1 Bath, 980 sqft $68,000 $14
Castor 3 Beds, 1 Bath, 2,140 sqft $154,000 $47
Dexter 3 Beds, 1 Bath, 2,030 sqft $123,000 $29
Thomas 2 Beds, 1 Bath, 1,070 sqft $60,000 $17
Wardell 2 Beds, 1 Bath, 910 sqft $62,000 $19
Hough 2 Beds, 1 Bath, 1,410 sqft $67,000 $20
Knob, AR 3 Beds, 2 Baths, 1,730 sqft $109,000 $52
Reyno, AR 3 Beds, 1 Bath, 1,560 sqft $64,000 $34
Breckenridge, AR 2 Beds, 1 Bath, 1,370 sqft $71,000 $21
Ridgely, TN 3 Beds, 1 Bath, 2,350 sqft $143,000 $48
Chaffee 2 Beds, 1 Bath, 1,250 sqft $93,000 $22
Oak Bluff, AR 3 Beds, 1 Bath, 1,370 sqft $72,000 $40

If your Bernie, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bernie:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $9,500
WIND $4,000
LIABILITY (ALL OTHER) $25,500

Your Bernie, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Byrum Culp Davis And Dell, 2103 n douglass st, Malden, MO, 63863 573-276-2244
  • State Farm: Theresa Reynolds, 420 business 60 w, Dexter, MO, 63841 573-624-8994
  • Liberty Mutual Independent: Ceteris Llc Dba Byrum Culp Davis And Dell, 2103 n douglass st, Malden, MO, 63863 573-276-2244
  • Allstate: Rinehart Insurance, 2102 n outer rd, Dexter, MO, 63841 (573) 614-5090
  • Farmers: Jerry Grubbs, 205 n one mile rd, Dexter, MO, 63841 (573) 624-7500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bernie, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income No Pets, Non-Smoker $470
Unemployed Up to 499 Credit Score No Income 1 Pet, Non-Smoker $220
Freelancer 750-799 Credit Score $50 to $75,000 3 Pets, Smoker $140