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This fantastic information on Otterville, MO Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Otterville, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Otterville, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Otterville 2 Beds, 1 Bath, 960 sqft $53,000 $21
Huntsdale 4 Beds, 3 Baths, 2,780 sqft $176,000 $90
Franklin 4 Beds, 3 Baths, 3,190 sqft $164,000 $71
Lupus 4 Beds, 2 Baths, 2,810 sqft $187,000 $66
Malta Bend 3 Beds, 2 Baths, 1,620 sqft $84,000 $23
Kelly 2 Beds, 1 Bath, 1,020 sqft $48,000 $22
Prairie Home 3 Beds, 2 Baths, 1,380 sqft $88,000 $16
Blackwater 2 Beds, 1 Bath, 920 sqft $41,000 $25
Davis 3 Beds, 1 Bath, 1,720 sqft $79,000 $31
Columbia 4 Beds, 3 Baths, 3,350 sqft $264,000 $63
Pierpont 2 Beds, 1 Bath, 1,060 sqft $48,000 $20
Centertown 2 Beds, 1 Bath, 1,190 sqft $62,000 $40
Tebo 2 Beds, 1 Bath, 1,730 sqft $114,000 $33
Tuscumbia 3 Beds, 2 Baths, 1,560 sqft $65,000 $44
Cole 4 Beds, 1 Bath, 2,370 sqft $118,000 $38
Clark Fork 3 Beds, 2 Baths, 2,170 sqft $145,000 $46
Aullville 2 Beds, 1 Bath, 1,640 sqft $141,000 $46
Smithton 2 Beds, 1 Bath, 960 sqft $64,000 $13
Salisbury 4 Beds, 3 Baths, 2,020 sqft $76,000 $30
Houstonia 2 Beds, 1 Bath, 1,710 sqft $132,000 $44
Katy 4 Beds, 2 Baths, 3,210 sqft $131,000 $101

If your Otterville, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Otterville:

Claim Typical Claim Amount
WIND $4,000
HAIL $23,000
THEFT/BURGLARY $2,000

Your Otterville, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Atra Insurance Agency, 2903d w broadway, Sedalia, MO, 65301
  • State Farm: Bryan Jenkins, 2903 w broadway blvd ste b, Sedalia, MO, 65301-2478 660-826-6089
  • Liberty Mutual Independent: Ins & Benefits Group Llc, 404 w broadway blvd, Sedalia, MO, 65301 (660) 429-1512
  • Allstate: Ins & Benefits Grp, 404 west broadway, Sedalia, MO, 65301 (660) 827-2224
  • Farmers: George Thomlinson Clu Cpc, 220 w 6th st, Sedalia, MO, 65301 (660) 827-0123

Your Background Impacts Your Home Insurance Quotes

Here is a list of Otterville, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $25 to 50,000 3 Pets, Non-Smoker $100
Part Time Job 800-850 Credit Score $25 to 50,000 No Pets, Non-Smoker $190
Retired 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $220