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Read about what causes changes in your Franklin, MO Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Franklin, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Franklin, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Franklin 3 Beds, 2 Baths, 2290 sqft $125,000 $56
Lohman 2 Beds, 1 Bath, 1,630 sqft $89,000 $59
Taos 2 Beds, 1 Bath, 960 sqft $48,000 $39
Meta 4 Beds, 2 Baths, 2,210 sqft $128,000 $48
Bagnell 2 Beds, 1 Bath, 1,670 sqft $150,000 $46
Rock Bridge 4 Beds, 2 Baths, 2,940 sqft $186,000 $75
Belle 2 Beds, 1 Bath, 1,350 sqft $140,000 $41
New Bloomfield 4 Beds, 2 Baths, 2,080 sqft $106,000 $47
Holts Summit 2 Beds, 1 Bath, 1,340 sqft $80,000 $35
Tightwad 4 Beds, 3 Baths, 2,360 sqft $170,000 $41
Clear Creek 3 Beds, 1 Bath, 1,800 sqft $145,000 $59
Guthrie 4 Beds, 3 Baths, 2,040 sqft $134,000 $31
Osceola 3 Beds, 2 Baths, 2,080 sqft $170,000 $73
Alexander 2 Beds, 1 Bath, 1,210 sqft $71,000 $40
Clark Fork 3 Beds, 1 Bath, 1,880 sqft $184,000 $47
Prairie Home 4 Beds, 1 Bath, 1,830 sqft $138,000 $32
South Moniteau 2 Beds, 1 Bath, 1,670 sqft $120,000 $32
Katy 4 Beds, 3 Baths, 1,920 sqft $150,000 $41
Columbia 2 Beds, 1 Bath, 1,060 sqft $76,000 $30
McBaine 3 Beds, 1 Bath, 1,570 sqft $99,000 $50
Cross Timbers 4 Beds, 3 Baths, 1,910 sqft $119,000 $58

If your Franklin, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Franklin:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $25,500
WIND $4,000
FIRE $78,500

Your Franklin, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Naught-Naught Insurance Agency, 1804 busn 54 s ste a, Eldon, MO, 65026 573-392-7141
  • State Farm: Marcus Sykora, 3570 osage bch pkwy ste 203, Osage Beach, MO, 65065-6601 573-365-5088
  • Allstate: Deco Ins Agency, po box 1646, Laurie, MO, 65038 (573) 207-0225
  • Liberty Mutual Independent: Golden Rule Insurance Agency, 4065 osage beach pkwy, Osage Beach, MO, 65065 (573) 348-1731
  • Farmers: Christopher Wagner, 2107 bagnell dam blvd ste 107, Lake Ozark, MO, 65049 (573) 302-0001

Your Background Impacts Your Home Insurance Quotes

Here is a list of Franklin, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 2 Pets, Non-Smoker $330
Freelancer 700-749 Credit Score $75 to $100,000 3 Pets, Smoker $1,210
Retired Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $360