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The variables explained here drive your Piedmont, MO Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Piedmont, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Piedmont, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Piedmont 2 Beds, 1 Bath, 1750 sqft $102,000 $31
Cedar Bluff 2 Beds, 1 Bath, 1,250 sqft $98,000 $31
Success, AR 3 Beds, 2 Baths, 1,730 sqft $132,000 $55
Doniphan 2 Beds, 1 Bath, 1,400 sqft $65,000 $28
Centerville 2 Beds, 1 Bath, 1,320 sqft $62,000 $24
Pendleton 3 Beds, 2 Baths, 2,360 sqft $141,000 $39
Cowan 2 Beds, 1 Bath, 1,090 sqft $74,000 $17
Harviell 2 Beds, 1 Bath, 1,260 sqft $81,000 $37
Thomas 3 Beds, 1 Bath, 1,530 sqft $122,000 $24
Fredericktown 2 Beds, 1 Bath, 1,220 sqft $47,000 $20
Lesterville 2 Beds, 1 Bath, 920 sqft $45,000 $25
Fisk 3 Beds, 2 Baths, 1,260 sqft $59,000 $22
Delaware 3 Beds, 1 Bath, 1,400 sqft $99,000 $33
Marble Hill 2 Beds, 1 Bath, 970 sqft $52,000 $18
Poplar Bluff 3 Beds, 1 Bath, 1,300 sqft $57,000 $18
Cane Creek 3 Beds, 1 Bath, 2,010 sqft $88,000 $29
Poynor 3 Beds, 1 Bath, 1,710 sqft $99,000 $38
Gladden 2 Beds, 1 Bath, 1,290 sqft $68,000 $43
Epps 2 Beds, 1 Bath, 1,170 sqft $56,000 $21
Shirley 3 Beds, 2 Baths, 1,580 sqft $98,000 $41
Dexter 2 Beds, 1 Bath, 1,750 sqft $119,000 $48

If your Piedmont, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Piedmont:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $57,000
FIRE $78,500
WIND $4,000

Your Piedmont, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Sutton Agency Llc, 409 n main st, Piedmont, MO, 63957 573-223-2211
  • Farmers: Dennis Hovis, 400 s main st, Piedmont, MO, 63957 (573) 223-2189

Your Background Impacts Your Home Insurance Quotes

Here is a list of Piedmont, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 2 Pets, Smoker $360
Retired 750-799 Credit Score No Income No Pets, Non-Smoker $170
Full Time Job 500-549 Credit Score $50 to $75,000 1 Pet, Smoker $330