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Read about what causes changes in your Hermann, MO Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Hermann, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hermann, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hermann 4 Beds, 2 Baths, 2600 sqft $122,000 $53
Three Creeks 4 Beds, 3 Baths, 3,300 sqft $211,000 $66
Westphalia 2 Beds, 1 Bath, 1,790 sqft $197,000 $55
McCredie 4 Beds, 3 Baths, 2,950 sqft $222,000 $54
Dawson 3 Beds, 1 Bath, 2,000 sqft $163,000 $75
Silex 3 Beds, 2 Baths, 1,390 sqft $131,000 $31
High Hill 2 Beds, 1 Bath, 1,230 sqft $93,000 $22
Chesterfield 2 Beds, 1 Bath, 1,610 sqft $107,000 $31
Rhineland 3 Beds, 2 Baths, 2,320 sqft $210,000 $47
St. Thomas 3 Beds, 1 Bath, 1,680 sqft $109,000 $55
South Fork 2 Beds, 1 Bath, 1,180 sqft $74,000 $21
Zumbehl 3 Beds, 2 Baths, 2,040 sqft $110,000 $44
Bedford 4 Beds, 3 Baths, 3,360 sqft $155,000 $60
Wildhorse 3 Beds, 1 Bath, 2,180 sqft $144,000 $51
St. Paul 3 Beds, 1 Bath, 2,310 sqft $197,000 $53
Foley 4 Beds, 1 Bath, 1,970 sqft $140,000 $41
Fulton 2 Beds, 1 Bath, 1,450 sqft $152,000 $62
St. Clement 3 Beds, 1 Bath, 1,740 sqft $120,000 $44
Mexico 3 Beds, 2 Baths, 2,100 sqft $125,000 $49
Ellisville 4 Beds, 2 Baths, 2,290 sqft $136,000 $49
Weldon Spring 3 Beds, 1 Bath, 1,580 sqft $98,000 $51

If your Hermann, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hermann:

Claim Typical Claim Amount
WIND $4,000
FIRE $78,500
HAIL $23,000

Your Hermann, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Scott Agency Inc, 408 n sturgeon st , Montgomery City, MO, 63361
  • State Farm: Duane Kraettli, 915 market st, Hermann, MO, 65041-1320 573-486-3366
  • Farmers: Christopher Kamper, 723 e booneslick rd, Warrenton, MO, 63380 (636) 456-2392
  • Travelers: Scott Agency Inc, 408 n sturgeon st, Montgomery City, MO, 63361 573-564-2237
  • Travelers: Scott Agency Inc, 604 e veterans memorial pkwy, Warrenton, MO, 63383 636-456-8633

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hermann, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $420
Retired Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $490
Part Time Job 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $740