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The issues listed mainly affect Elk River West, MO Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Elk River West, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Elk River West, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Elk River West 3 Beds, 1 Bath, 1300 sqft $74,000 $23
Goshen, AR 3 Beds, 2 Baths, 2,340 sqft $103,000 $49
Rose, OK 2 Beds, 1 Bath, 1,050 sqft $110,000 $29
Lost City, OK 3 Beds, 1 Bath, 1,430 sqft $112,000 $39
Bernice, OK 3 Beds, 1 Bath, 1,660 sqft $129,000 $47
Strang, OK 2 Beds, 1 Bath, 1,400 sqft $97,000 $47
Webb City 2 Beds, 1 Bath, 1,550 sqft $109,000 $27
Treece, KS 3 Beds, 1 Bath, 1,480 sqft $100,000 $43
Snake Creek, OK 2 Beds, 1 Bath, 980 sqft $93,000 $32
Locust Grove, OK 2 Beds, 1 Bath, 1,060 sqft $78,000 $23
Miami, OK 2 Beds, 1 Bath, 1,170 sqft $100,000 $36
Five Mile 2 Beds, 1 Bath, 960 sqft $55,000 $22
Christie, OK 3 Beds, 1 Bath, 1,350 sqft $68,000 $25
Bethel Heights, AR 3 Beds, 1 Bath, 1,210 sqft $58,000 $41
Mayes, OK 2 Beds, 1 Bath, 1,130 sqft $90,000 $24
Westville, OK 3 Beds, 1 Bath, 1,880 sqft $125,000 $65
Sportsmen Acres, OK 3 Beds, 2 Baths, 2,190 sqft $136,000 $54
White Oak, OK 3 Beds, 2 Baths, 1,800 sqft $165,000 $42
Butterfield 2 Beds, 1 Bath, 1,040 sqft $62,000 $17
Cane Hill, AR 2 Beds, 1 Bath, 1,620 sqft $96,000 $37
Spring River 2 Beds, 1 Bath, 1,150 sqft $63,000 $25

If your Elk River West, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Elk River West:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $9,500
FIRE $78,500
THEFT SCHEDULED PROPERTY $57,000

Your Elk River West, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Northwest Arkansas Insurance Group Inc, 813 w central ste 9, Bentonville, AR, 72712 479-657-2802
  • State Farm: Neil Jarvis, 1021 s main st, Grove, OK, 74344-2847 918-786-9057
  • Allstate: Ron Watson, 823 nw mcnelly rd, Bentonville, AR, 72712 (479) 855-6107
  • Liberty Mutual Independent: The Cole Organization, 404 w 3rd st, Grove, OK, 74344 (918) 786-9110
  • Farmers: Eddie Greenhaw, 345 e main st, Gentry, AR, 72734 (479) 736-8707

Your Background Impacts Your Home Insurance Quotes

Here is a list of Elk River West, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score No Income 3 Pets, Smoker $500
Full Time Job Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $100
Unemployed 650-699 Credit Score <$25,000 2 Pets, Non-Smoker $170