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The variables explained here drive your Mercer County, Missouri Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Mercer County, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mercer County, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mercer County 3 Beds, 2 Baths, 2360 sqft $100,000 $65
Browning 4 Beds, 2 Baths, 2,470 sqft $114,000 $40
Tingley, IA 2 Beds, 1 Bath, 990 sqft $58,000 $10
Davis City, IA 2 Beds, 1 Bath, 930 sqft $52,000 $13
Chillicothe 3 Beds, 1 Bath, 1,950 sqft $70,000 $45
Woodland, IA 2 Beds, 1 Bath, 1,750 sqft $112,000 $44
Spickard 2 Beds, 1 Bath, 1,100 sqft $36,000 $12
Livonia 4 Beds, 3 Baths, 2,790 sqft $140,000 $52
Redding, IA 3 Beds, 2 Baths, 2,160 sqft $109,000 $29
Denver 2 Beds, 1 Bath, 1,560 sqft $92,000 $29
Cream Ridge 2 Beds, 1 Bath, 1,280 sqft $50,000 $20
Doyle, IA 2 Beds, 1 Bath, 1,030 sqft $53,000 $23
Lindley 2 Beds, 1 Bath, 1,290 sqft $103,000 $37
Ellston, IA 2 Beds, 1 Bath, 1,000 sqft $48,000 $26
Bowman 2 Beds, 1 Bath, 1,650 sqft $63,000 $26
Lucas, IA 4 Beds, 3 Baths, 2,460 sqft $177,000 $77
Worth 2 Beds, 1 Bath, 1,330 sqft $70,000 $17
Vermillion, IA 3 Beds, 1 Bath, 1,470 sqft $72,000 $23
Rice, IA 3 Beds, 2 Baths, 2,190 sqft $75,000 $36
Purdin 4 Beds, 3 Baths, 2,040 sqft $80,000 $37
Middle Fork, IA 2 Beds, 1 Bath, 1,080 sqft $51,000 $21

If your Mercer County, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mercer County:

Claim Typical Claim Amount
HAIL $22,000
WIND $5,000
THEFT SCHEDULED PROPERTY $61,000

Your Mercer County, MO insurance agent (see examples below) can help with your claims.

  • Farmers: Scott Crose, 402 n main st, Gallatin, MO, 64640 (660) 663-2713
  • Travelers: Cook Insurance, 304 w 12th, Centerville, IA, 52544
  • State Farm: Teri Johnston, 605 w mclane, Osceola, IA, 50213-0534 641-342-2112
  • Allstate: Cook Insurance, 109 w jackson st, Corydon, IA, 50060 (641) 872-2152
  • Liberty Mutual Independent: Robbins & Black Ins Agency, 1818 e 9th st, Trenton, MO, 64683 (660) 359-5687

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mercer County, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 1 Pet, Non-Smoker $70
Part Time Job 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $90
Retired 750-799 Credit Score No Income 3 Pets, Non-Smoker $210