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Read about what causes changes in your Richwoods, MO Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Richwoods, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Richwoods, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Richwoods 3 Beds, 2 Baths, 2040 sqft $133,000 $65
Lake Mykee Town 4 Beds, 3 Baths, 1,850 sqft $139,000 $36
Moreau 4 Beds, 2 Baths, 3,000 sqft $172,000 $62
Rolla 3 Beds, 2 Baths, 1,770 sqft $143,000 $40
Conway 3 Beds, 1 Bath, 1,770 sqft $99,000 $64
Cedar 2 Beds, 1 Bath, 1,700 sqft $134,000 $56
Chamois 3 Beds, 2 Baths, 1,750 sqft $132,000 $66
Mokane 2 Beds, 1 Bath, 1,430 sqft $144,000 $37
Hartsburg 3 Beds, 2 Baths, 2,050 sqft $120,000 $39
Centertown 2 Beds, 1 Bath, 1,650 sqft $129,000 $43
Licking 3 Beds, 1 Bath, 1,650 sqft $118,000 $61
Cote Sans Dessein 4 Beds, 3 Baths, 2,860 sqft $225,000 $66
Crocker 4 Beds, 1 Bath, 3,210 sqft $215,000 $50
Haw Creek 3 Beds, 1 Bath, 1,610 sqft $105,000 $39
Richwoods 3 Beds, 2 Baths, 1,680 sqft $147,000 $39
Niangua 4 Beds, 2 Baths, 3,020 sqft $171,000 $35
Auglaize 3 Beds, 2 Baths, 2,260 sqft $140,000 $77
New Bloomfield 3 Beds, 1 Bath, 1,520 sqft $138,000 $68
Cole 2 Beds, 1 Bath, 1,050 sqft $73,000 $40
Vienna 3 Beds, 1 Bath, 1,810 sqft $139,000 $54
Crawford 3 Beds, 1 Bath, 1,960 sqft $132,000 $38

If your Richwoods, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Richwoods:

Claim Typical Claim Amount
WIND $4,000
THEFT/BURGLARY $2,000
LIABILITY (ALL OTHER) $25,500

Your Richwoods, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Krantz Insurance Group, 2820 bagnell dam blvd ste 5b, Lake Ozark, MO, 65049 573-964-6860
  • State Farm: Mike Heitman, 4681-12 hwy 54 kings plaza, Osage Beach, MO, 65065 573-348-1737
  • Allstate: Krantz Ins Grp Llc, 2820 bagnell dam blvd unit b5, Lake Ozark, MO, 65049 (573) 964-6860
  • Liberty Mutual Independent: Golden Rule Insurance Agency, 4065 pkwy ste 1 osage beach, Osage Beach, MO, 65065
  • Allstate: Mid Missouri Ins, 116 camden street, Richland, MO, 65556 (573) 765-5521

Your Background Impacts Your Home Insurance Quotes

Here is a list of Richwoods, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $100 to $150,000 3 Pets, Smoker $290
Full Time Job 700-749 Credit Score $25 to 50,000 2 Pets, Non-Smoker $820
Part Time Job Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $1,160