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In Depth California, MO Home Insurance Rates Analysis

In Depth Analysis of California, MO Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in California, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for California, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
California 4 Beds, 2 Baths, 2470 sqft $169,000 $77
Fulton 2 Beds, 1 Bath, 1,340 sqft $72,000 $24
Brumley 4 Beds, 1 Bath, 3,110 sqft $216,000 $42
Lake Ozark 4 Beds, 1 Bath, 2,110 sqft $155,000 $45
Renick 3 Beds, 1 Bath, 2,380 sqft $171,000 $61
North Moniteau 4 Beds, 2 Baths, 2,960 sqft $229,000 $100
Columbia 2 Beds, 1 Bath, 1,490 sqft $112,000 $45
Sunrise Beach 3 Beds, 1 Bath, 1,610 sqft $119,000 $31
Fulton 2 Beds, 1 Bath, 1,530 sqft $115,000 $34
Fayette 4 Beds, 2 Baths, 2,650 sqft $255,000 $75
Huntsdale 4 Beds, 3 Baths, 2,030 sqft $142,000 $39
Crawford 4 Beds, 1 Bath, 2,760 sqft $137,000 $58
New Franklin 4 Beds, 1 Bath, 3,220 sqft $292,000 $97
Dresden 2 Beds, 1 Bath, 1,070 sqft $68,000 $25
Higbee 4 Beds, 1 Bath, 2,800 sqft $194,000 $48
White 2 Beds, 1 Bath, 1,010 sqft $61,000 $35
Pierpont 2 Beds, 1 Bath, 1,580 sqft $82,000 $37
Bunceton 3 Beds, 1 Bath, 2,320 sqft $125,000 $40
Palestine 3 Beds, 2 Baths, 1,210 sqft $91,000 $39
South Lindsey 4 Beds, 1 Bath, 3,020 sqft $209,000 $84
Chariton 2 Beds, 1 Bath, 1,010 sqft $63,000 $18

If your California, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in California:

Claim Typical Claim Amount
FIRE $78,500
HAIL $18,500
LIABILITY (ALL OTHER) $29,500

Your California, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Countryside Insurnce Agency Llc, 337 e hwy 50, Tipton, MO, 65081 660-433-6300
  • State Farm: Randy Kaiser, 751 w stadium blvd, Jefferson City, MO, 65109-4732 573-761-9245
  • Allstate: Steve Busby, 2810 s ten mile dr, Jefferson City, MO, 65109 (573) 616-2270
  • Farmers: David Westhoff, 603 s henry clay blvd, Ashland, MO, 65010 (573) 657-1515
  • State Farm: Brad Hutchison, 3401 w truman blvd, Jefferson City, MO, 65109-5752 573-634-3033

Your Background Impacts Your Home Insurance Quotes

Here is a list of California, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $150
Unemployed 750-799 Credit Score <$25,000 2 Pets, Smoker $850
Freelancer 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $650