ogmer

Given here are some important aspects of your Troy, Missouri Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Troy, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Troy, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Troy 2 Beds, 1 Bath, 1360 sqft $161,000 $47
Carrollton, IL 4 Beds, 3 Baths, 1,630 sqft $118,000 $66
Brussels, IL 3 Beds, 2 Baths, 1,450 sqft $184,000 $49
High Ridge 2 Beds, 1 Bath, 1,500 sqft $133,000 $29
Wood River, IL 4 Beds, 1 Bath, 2,250 sqft $175,000 $85
Sycamore Hills 2 Beds, 1 Bath, 1,630 sqft $91,000 $37
Cedar Hill 4 Beds, 3 Baths, 2,750 sqft $286,000 $119
Lake Tekakwitha 3 Beds, 1 Bath, 1,740 sqft $164,000 $34
Westwood 3 Beds, 1 Bath, 2,210 sqft $281,000 $70
Bonhomme 3 Beds, 1 Bath, 2,360 sqft $193,000 $56
Glendale 2 Beds, 1 Bath, 1,260 sqft $92,000 $25
St. Charles 2 Beds, 1 Bath, 940 sqft $77,000 $31
Bethalto, IL 3 Beds, 2 Baths, 1,750 sqft $170,000 $53
Curryville 4 Beds, 3 Baths, 1,800 sqft $154,000 $48
Lake St. Louis 4 Beds, 2 Baths, 2,170 sqft $211,000 $46
Wildwood 2 Beds, 1 Bath, 1,080 sqft $82,000 $24
Twin Oaks 3 Beds, 1 Bath, 1,290 sqft $93,000 $25
High Hill 2 Beds, 1 Bath, 1,350 sqft $100,000 $49
Vinita Terrace 2 Beds, 1 Bath, 1,680 sqft $163,000 $90
Woodville, IL 4 Beds, 3 Baths, 2,780 sqft $260,000 $56
Fenton 3 Beds, 1 Bath, 2,060 sqft $176,000 $51

If your Troy, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Troy:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $11,000
HAIL $22,000
LIABILITY (ALL OTHER) $28,000

Your Troy, MO insurance agent (see examples below) can help with your claims.

  • Nationwide: Estal Insurance And Financial Services Inc, 2124 bryan valley commercial dr., O Fallon, MO, 63366 (636) 978-3696
  • Liberty Mutual Independent: Burkemper Ins Agency Llc, 445 e cherry st, Troy, MO, 63379 (636) 528-8946
  • Travelers: Edward L Hampp Agency, 38506 pin oak church road , Truxton, MO, 63381
  • Farmers: Jason Duree, 300 fort zumwalt sq ste 100, O Fallon, MO, 63366 (636) 294-7258
  • State Farm: Jim Ledbetter, 409 n highway 47, Warrenton, MO, 63383-1609 636-456-4364

Your Background Impacts Your Home Insurance Quotes

Here is a list of Troy, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income More than 3 Pets at home, Smoker $100
Part Time Job 800-850 Credit Score $25 to 50,000 1 Pet, Non-Smoker $280
Freelancer 500-549 Credit Score >$150,000 3 Pets, Non-Smoker $200