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Given here are some important aspects of your Monroe County, Missouri Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Monroe County, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Monroe County, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Monroe County 4 Beds, 2 Baths, 2460 sqft $190,000 $74
Lyda 4 Beds, 1 Bath, 2,390 sqft $151,000 $42
La Plata 3 Beds, 1 Bath, 2,320 sqft $159,000 $39
Salt River 3 Beds, 2 Baths, 2,250 sqft $107,000 $45
Fabius 4 Beds, 2 Baths, 2,140 sqft $121,000 $69
Mason 2 Beds, 1 Bath, 1,340 sqft $67,000 $24
Dickerson 3 Beds, 2 Baths, 1,300 sqft $92,000 $19
Spencer 3 Beds, 2 Baths, 1,720 sqft $107,000 $45
Salisbury 2 Beds, 1 Bath, 1,280 sqft $67,000 $26
Ethel 3 Beds, 2 Baths, 2,040 sqft $139,000 $34
Clarence 2 Beds, 1 Bath, 1,020 sqft $92,000 $22
Hunnewell 4 Beds, 1 Bath, 2,340 sqft $165,000 $38
Bee Branch 4 Beds, 1 Bath, 3,310 sqft $212,000 $56
Glasgow 2 Beds, 1 Bath, 1,280 sqft $80,000 $29
Saling 2 Beds, 1 Bath, 1,590 sqft $80,000 $32
Elmer 4 Beds, 3 Baths, 3,330 sqft $179,000 $56
Danville 3 Beds, 2 Baths, 1,380 sqft $79,000 $27
Indian 3 Beds, 1 Bath, 2,330 sqft $200,000 $48
Woodlawn 3 Beds, 1 Bath, 1,500 sqft $112,000 $31
Upper Loutre 3 Beds, 2 Baths, 2,250 sqft $113,000 $44
Columbia 3 Beds, 1 Bath, 2,070 sqft $164,000 $59

If your Monroe County, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Monroe County:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $28,000
FIRE $87,500
THEFT/BURGLARY $2,500

Your Monroe County, MO insurance agent (see examples below) can help with your claims.

  • State Farm: Terry Critten, 230 5th st, Monroe City, MO, 63456-1342 573-735-4591

Your Background Impacts Your Home Insurance Quotes

Here is a list of Monroe County, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income 2 Pets, Smoker $240
Freelancer 500-549 Credit Score >$150,000 3 Pets, Non-Smoker $380
Part Time Job 600-649 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $360