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The variables explained here drive your Mountain Grove, Missouri Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Mountain Grove, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mountain Grove, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mountain Grove 2 Beds, 1 Bath, 1610 sqft $109,000 $21
Campbell No. 1 2 Beds, 1 Bath, 1,030 sqft $53,000 $33
Waynesville 3 Beds, 1 Bath, 1,980 sqft $182,000 $50
Hart 3 Beds, 1 Bath, 1,410 sqft $52,000 $27
Montier 3 Beds, 2 Baths, 2,180 sqft $97,000 $58
Lebanon 2 Beds, 1 Bath, 920 sqft $47,000 $23
Mountain View 3 Beds, 2 Baths, 2,300 sqft $135,000 $58
Bayou II 3 Beds, 1 Bath, 2,120 sqft $175,000 $43
Cullen 2 Beds, 1 Bath, 1,310 sqft $63,000 $22
Chadwick 2 Beds, 1 Bath, 1,780 sqft $122,000 $50
Thomasville 3 Beds, 2 Baths, 2,140 sqft $136,000 $60
Midway, AR 3 Beds, 2 Baths, 1,510 sqft $117,000 $25
Burdine 2 Beds, 1 Bath, 1,110 sqft $68,000 $36
Pigeon, AR 3 Beds, 1 Bath, 1,850 sqft $175,000 $68
Strafford 3 Beds, 1 Bath, 1,630 sqft $105,000 $45
Sundown 2 Beds, 1 Bath, 1,020 sqft $70,000 $29
Lick Creek 3 Beds, 1 Bath, 2,180 sqft $98,000 $52
Bakersfield 3 Beds, 2 Baths, 1,580 sqft $102,000 $36
Ava 3 Beds, 2 Baths, 2,020 sqft $135,000 $50
Cabool 3 Beds, 1 Bath, 2,340 sqft $142,000 $37
Ozark 2 Beds, 1 Bath, 1,330 sqft $95,000 $21

If your Mountain Grove, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mountain Grove:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $11,000
THEFT SCHEDULED PROPERTY $61,000
WIND $5,000

Your Mountain Grove, MO insurance agent (see examples below) can help with your claims.

  • State Farm: David Coday, 400 west commercial po box 435, Mansfield, MO, 65704 888-302-3231
  • Allstate: Cabool Ins Agy Inc, 620 ozark st # 830, Cabool, MO, 65689 (417) 962-4348
  • Farmers: Steven Hall, 709 n main st, Mountain Grove, MO, 65711 (417) 926-7900

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mountain Grove, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $380
Part Time Job Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $240
Freelancer 800-850 Credit Score <$25,000 3 Pets, Smoker $300