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Read about what causes changes in your Fort Osage, Missouri Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Fort Osage, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fort Osage, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fort Osage 3 Beds, 1 Bath, 1810 sqft $172,000 $66
Farley 4 Beds, 3 Baths, 2,540 sqft $239,000 $77
Strasburg 2 Beds, 1 Bath, 940 sqft $70,000 $35
Lake Winnebago 4 Beds, 3 Baths, 2,400 sqft $158,000 $79
Hardin 3 Beds, 1 Bath, 1,950 sqft $120,000 $65
Henrietta 2 Beds, 1 Bath, 950 sqft $66,000 $23
Blairstown 2 Beds, 1 Bath, 1,230 sqft $68,000 $21
Camden Point 4 Beds, 1 Bath, 3,280 sqft $307,000 $108
Gomer 3 Beds, 2 Baths, 1,490 sqft $116,000 $47
Dearborn 2 Beds, 1 Bath, 1,330 sqft $101,000 $40
Trimble 3 Beds, 1 Bath, 1,360 sqft $107,000 $56
Alma 2 Beds, 1 Bath, 930 sqft $103,000 $23
Lathrop 4 Beds, 1 Bath, 2,660 sqft $297,000 $68
Salt Pond 4 Beds, 1 Bath, 2,020 sqft $221,000 $59
Chouteau 2 Beds, 1 Bath, 940 sqft $85,000 $16
Elmwood 3 Beds, 1 Bath, 2,060 sqft $198,000 $64
Oaks 4 Beds, 2 Baths, 2,130 sqft $188,000 $69
Sugartree 2 Beds, 1 Bath, 1,480 sqft $143,000 $37
Easton 4 Beds, 1 Bath, 2,260 sqft $195,000 $60
Chilhowee 3 Beds, 1 Bath, 1,540 sqft $135,000 $48
Houstonia 2 Beds, 1 Bath, 980 sqft $126,000 $39

If your Fort Osage, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fort Osage:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $28,000
HAIL $22,000
WIND $5,000

Your Fort Osage, MO insurance agent (see examples below) can help with your claims.

  • Nationwide: Morehead Agency Llc, 519 sw 3rd st ste c, Lees Summit, MO, 64063 (816) 525-6159
  • Liberty Mutual Independent: Calvin Eddy & Kappelman Inc, 2900 ne 60th suite 206, Gladstone, MO, 64119
  • Travelers: Brett Wyatt Agency Llc, 200 nw oldham pkwy, Lees Summit, MO, 64081 816-607-7079
  • Farmers: Jay Greco, 1040 nw south outer rd, Blue Springs, MO, 64015 (816) 220-3637
  • Liberty Mutual: Alicia Simmons, 3340a ne ralph powell road, Lees Summit, MO, 64064 1-816-525-2613

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fort Osage, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score >$150,000 No Pets, Smoker $50
Full Time Job 500-549 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $800
Unemployed 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $410