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Given here are some important aspects of your Cottleville, Missouri Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Cottleville, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cottleville, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cottleville 4 Beds, 3 Baths, 3100 sqft $254,000 $62
Parkway 4 Beds, 2 Baths, 2,660 sqft $407,000 $107
Boone 4 Beds, 1 Bath, 2,210 sqft $319,000 $113
Chesterfield, IL 3 Beds, 2 Baths, 2,300 sqft $303,000 $52
Wentzville 4 Beds, 2 Baths, 1,690 sqft $204,000 $52
Oakland 3 Beds, 1 Bath, 1,490 sqft $229,000 $74
Uplands Park 2 Beds, 1 Bath, 1,020 sqft $150,000 $68
Pacific 3 Beds, 1 Bath, 1,880 sqft $175,000 $55
Clark 3 Beds, 2 Baths, 1,650 sqft $287,000 $99
Venice, IL 3 Beds, 1 Bath, 1,440 sqft $183,000 $45
Carlin, IL 2 Beds, 1 Bath, 1,190 sqft $99,000 $46
Monroe 3 Beds, 1 Bath, 1,670 sqft $178,000 $81
Windsor 4 Beds, 2 Baths, 3,190 sqft $411,000 $61
Rosebud 3 Beds, 2 Baths, 2,350 sqft $326,000 $125
Rosedale, IL 3 Beds, 2 Baths, 1,850 sqft $196,000 $43
Eureka 2 Beds, 1 Bath, 900 sqft $109,000 $34
Mackenzie 4 Beds, 1 Bath, 3,390 sqft $541,000 $256
Jarvis, IL 2 Beds, 1 Bath, 1,790 sqft $342,000 $152
Zumbehl 3 Beds, 1 Bath, 2,310 sqft $342,000 $75
Midland 4 Beds, 1 Bath, 3,150 sqft $300,000 $102
St. Ann 3 Beds, 2 Baths, 1,830 sqft $267,000 $114

If your Cottleville, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cottleville:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $11,000
THEFT SCHEDULED PROPERTY $61,000
LIABILITY (ALL OTHER) $28,000

Your Cottleville, MO insurance agent (see examples below) can help with your claims.

  • Nationwide: Estal Insurance And Financial Services Inc, 2124 bryan valley commercial dr., O Fallon, MO, 63366 (636) 978-3696
  • Liberty Mutual Independent: The Warren Group, 14567 n outer forty ste 125, Chesterfield, MO, 63017 636-530-0440
  • Travelers: Consolidated Insurance Associates, 11880 gravois rd saint louis, Sunset Hills, MO, 63127
  • Farmers: Joseph Joe Kaufman, 3904 s old highway 94 ste 200, Saint Charles, MO, 63304 (636) 486-4270
  • Liberty Mutual: Annette Beattie Lutcf, 17107 chesterfield airport rd ste 210 - boones office center, Chesterfield, MO, 63005 1-636-536-4140

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cottleville, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $400
Unemployed 700-749 Credit Score No Income 1 Pet, Smoker $640
Full Time Job 750-799 Credit Score $50 to $75,000 3 Pets, Non-Smoker $480