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The variables explained here drive your Morgan County, Missouri Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Morgan County, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Morgan County, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Morgan County 3 Beds, 1 Bath, 1430 sqft $113,000 $35
Houstonia 4 Beds, 3 Baths, 2,690 sqft $198,000 $71
Glaze 3 Beds, 2 Baths, 1,870 sqft $84,000 $30
Taos 2 Beds, 1 Bath, 1,050 sqft $70,000 $16
Wooldridge 3 Beds, 2 Baths, 1,970 sqft $135,000 $55
Jim Henry 3 Beds, 1 Bath, 1,910 sqft $149,000 $39
Argyle 3 Beds, 2 Baths, 1,750 sqft $138,000 $69
Sunrise Beach 2 Beds, 1 Bath, 1,390 sqft $111,000 $35
St. Martins 2 Beds, 1 Bath, 940 sqft $74,000 $18
Hermitage 3 Beds, 1 Bath, 2,260 sqft $159,000 $41
Equality 2 Beds, 1 Bath, 1,570 sqft $95,000 $67
Tom 2 Beds, 1 Bath, 1,090 sqft $53,000 $22
Barnett 3 Beds, 1 Bath, 1,630 sqft $133,000 $37
Niangua 4 Beds, 3 Baths, 3,080 sqft $255,000 $58
Tavern 3 Beds, 2 Baths, 2,220 sqft $159,000 $44
Arrow Rock 4 Beds, 2 Baths, 2,510 sqft $128,000 $46
Guthrie 2 Beds, 1 Bath, 1,200 sqft $73,000 $32
White 4 Beds, 1 Bath, 2,460 sqft $157,000 $70
Leesville 3 Beds, 2 Baths, 1,400 sqft $139,000 $39
Syracuse 2 Beds, 1 Bath, 1,660 sqft $122,000 $25
Cole Camp 3 Beds, 1 Bath, 1,440 sqft $64,000 $18

If your Morgan County, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Morgan County:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $61,000
HAIL $22,000
LIABILITY (ALL OTHER) $28,000

Your Morgan County, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Naught-Naught Insurance Agency, 1804 s business 54 ste a, Eldon, MO, 65026 (573) 392-7141
  • State Farm: Joe Vernon, 120 n business highway 54 e, Eldon, MO, 65026-2000 573-392-4249
  • Allstate: Deco Ins Agency, po box 1646, Laurie, MO, 65038 (573) 207-0225
  • State Farm: Sherry Biron, 242 s main street, Laurie, MO, 65038 573-374-5656
  • Travelers: Deco Insurance Agency, 508 n main, Laurie, MO, 65038 573-207-0225

Your Background Impacts Your Home Insurance Quotes

Here is a list of Morgan County, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score <$25,000 2 Pets, Smoker $120
Unemployed 800-850 Credit Score No Income 3 Pets, Non-Smoker $220
Part Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $330