The issues listed mainly affect Cooper County, Missouri Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Cooper County, MO & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Cooper County | 4 Beds, 3 Baths, 3360 sqft | $155,000 | $38 |
| Middleton | 4 Beds, 2 Baths, 1,750 sqft | $109,000 | $35 |
| Saline | 4 Beds, 3 Baths, 3,030 sqft | $299,000 | $91 |
| Nelson | 3 Beds, 2 Baths, 2,300 sqft | $196,000 | $48 |
| South Lindsey | 2 Beds, 1 Bath, 1,400 sqft | $122,000 | $32 |
| Haw Creek | 4 Beds, 2 Baths, 2,050 sqft | $210,000 | $37 |
| Clifton | 3 Beds, 1 Bath, 1,560 sqft | $98,000 | $36 |
| Jefferson | 3 Beds, 1 Bath, 1,460 sqft | $123,000 | $45 |
| Summit | 2 Beds, 1 Bath, 1,160 sqft | $88,000 | $42 |
| Round Prairie | 4 Beds, 2 Baths, 3,180 sqft | $326,000 | $89 |
| Heath Creek | 3 Beds, 1 Bath, 1,440 sqft | $132,000 | $52 |
| Rocheport | 3 Beds, 1 Bath, 1,890 sqft | $173,000 | $62 |
| White | 4 Beds, 3 Baths, 3,000 sqft | $246,000 | $69 |
| Simpson | 3 Beds, 1 Bath, 1,670 sqft | $123,000 | $35 |
| Fulton | 2 Beds, 1 Bath, 1,080 sqft | $60,000 | $23 |
| California | 2 Beds, 1 Bath, 960 sqft | $62,000 | $30 |
| Moreau | 4 Beds, 3 Baths, 3,200 sqft | $195,000 | $52 |
| Tipton | 2 Beds, 1 Bath, 1,180 sqft | $97,000 | $30 |
| Sugar Creek | 4 Beds, 3 Baths, 1,890 sqft | $115,000 | $50 |
| Keytesville | 2 Beds, 1 Bath, 1,390 sqft | $160,000 | $36 |
| Missouri | 2 Beds, 1 Bath, 1,280 sqft | $122,000 | $37 |
Here are some typical claims filed in Cooper County:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $2,500 |
| LIABILITY (ALL OTHER) | $28,000 |
| OPTIONAL COVERAGE LOSSES | $11,000 |
Your Cooper County, MO insurance agent (see examples below) can help with your claims.
Here is a list of Cooper County, MO homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 700-749 Credit Score | $100 to $150,000 | 2 Pets, Non-Smoker | $450 |
| Unemployed | 550-599 Credit Score | <$25,000 | More than 3 Pets at home, Non-Smoker | $80 |
| Full Time Job | 750-799 Credit Score | $25 to 50,000 | 3 Pets, Non-Smoker | $170 |