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The issues listed mainly affect Kirksville, Missouri Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Kirksville, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Kirksville, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Kirksville 2 Beds, 1 Bath, 1660 sqft $105,000 $35
Monticello 2 Beds, 1 Bath, 1,530 sqft $115,000 $50
Vest 3 Beds, 2 Baths, 1,420 sqft $110,000 $30
Walnut Creek 2 Beds, 1 Bath, 1,010 sqft $75,000 $41
Elmer 3 Beds, 2 Baths, 1,920 sqft $131,000 $44
Plevna 2 Beds, 1 Bath, 1,150 sqft $56,000 $26
Enterprise 3 Beds, 1 Bath, 2,260 sqft $102,000 $57
Laclede 3 Beds, 2 Baths, 1,920 sqft $127,000 $38
Moravia, IA 3 Beds, 2 Baths, 1,790 sqft $104,000 $28
Arbela 3 Beds, 2 Baths, 2,220 sqft $137,000 $45
Bethel 3 Beds, 1 Bath, 1,340 sqft $73,000 $22
Narrows 3 Beds, 2 Baths, 1,740 sqft $76,000 $41
Penn 3 Beds, 1 Bath, 1,210 sqft $106,000 $23
Ravanna 2 Beds, 1 Bath, 1,540 sqft $83,000 $27
Newark 3 Beds, 1 Bath, 1,790 sqft $152,000 $30
Promise City, IA 3 Beds, 2 Baths, 1,450 sqft $68,000 $30
Ten Mile 2 Beds, 1 Bath, 1,330 sqft $115,000 $44
Marceline 3 Beds, 2 Baths, 1,870 sqft $110,000 $44
Osgood 3 Beds, 1 Bath, 1,570 sqft $157,000 $38
Bowman 3 Beds, 1 Bath, 1,290 sqft $96,000 $31
Medicine 2 Beds, 1 Bath, 1,400 sqft $99,000 $33

If your Kirksville, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Kirksville:

Claim Typical Claim Amount
HAIL $22,000
THEFT SCHEDULED PROPERTY $61,000
FIRE $87,500

Your Kirksville, MO insurance agent (see examples below) can help with your claims.

  • State Farm: Chad Davis, 111 w jefferson st, Kirksville, MO, 63501-3468 660-665-6668
  • Allstate: Grossnickle Insurance Inc, 211 south franklin street, Kirksville, MO, 63501 (660) 665-1938

Your Background Impacts Your Home Insurance Quotes

Here is a list of Kirksville, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $100 to $150,000 No Pets, Non-Smoker $240
Part Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $130
Retired 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $270