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Read about what causes changes in your Meramec, Missouri Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Meramec, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Meramec, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Meramec 4 Beds, 1 Bath, 2660 sqft $341,000 $108
Bridgeton 2 Beds, 1 Bath, 1,140 sqft $93,000 $50
O'Fallon 3 Beds, 2 Baths, 2,200 sqft $379,000 $89
Breckenridge Hills 4 Beds, 3 Baths, 3,110 sqft $436,000 $115
Rosebud 2 Beds, 1 Bath, 980 sqft $148,000 $54
Norwood 2 Beds, 1 Bath, 1,000 sqft $101,000 $52
Green Park 2 Beds, 1 Bath, 1,050 sqft $151,000 $51
Walton 4 Beds, 3 Baths, 2,630 sqft $255,000 $113
Fidelity, IL 3 Beds, 2 Baths, 1,210 sqft $210,000 $47
Hazelwood 4 Beds, 2 Baths, 2,950 sqft $449,000 $190
East Alton, IL 3 Beds, 2 Baths, 2,300 sqft $317,000 $78
Terre du Lac 3 Beds, 2 Baths, 1,830 sqft $361,000 $124
Bonne Terre 4 Beds, 3 Baths, 2,740 sqft $530,000 $137
Harvester 3 Beds, 1 Bath, 1,910 sqft $188,000 $53
Leadwood 4 Beds, 2 Baths, 3,180 sqft $507,000 $153
Troy 3 Beds, 1 Bath, 1,910 sqft $302,000 $58
Imperial 2 Beds, 1 Bath, 1,540 sqft $201,000 $58
Parkway 4 Beds, 3 Baths, 1,980 sqft $335,000 $86
Rosewood Heights, IL 4 Beds, 3 Baths, 2,930 sqft $472,000 $171
Edmundson 3 Beds, 1 Bath, 1,560 sqft $204,000 $48
Roxana, IL 2 Beds, 1 Bath, 1,070 sqft $188,000 $54

If your Meramec, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Meramec:

Claim Typical Claim Amount
FIRE $87,500
OPTIONAL COVERAGE LOSSES $11,000
THEFT/BURGLARY $2,500

Your Meramec, MO insurance agent (see examples below) can help with your claims.

  • Nationwide: Jerome Smart Agency, 889 s brentwood blvd ste 200, Saint Louis, MO, 63105-1878 (314) 282-2973
  • Liberty Mutual Independent: Thomas Insurance Advisors Llc, 300 chesterfield ctr ste 240, Chesterfield, MO, 63017 (636) 536-2229
  • Travelers: M R Truckenmiller & Associates Inc, 3306 lemay ferry rd, St Louis, MO, 63125 314-892-7600
  • Farmers: Matt Hashley, 10097 manchester rd ste 105, Saint Louis, MO, 63122 (314) 822-2121
  • Liberty Mutual: Barb Walgren, 5650 mexico road suite 11, St. Peters, MO, 63376 1-636-300-9364

Your Background Impacts Your Home Insurance Quotes

Here is a list of Meramec, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 2 Pets, Smoker $150
Freelancer 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $270
Full Time Job 800-850 Credit Score >$150,000 3 Pets, Non-Smoker $480