This startling study about Clayton, Missouri Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Clayton, MO & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Clayton | 2 Beds, 1 Bath, 1080 sqft | $159,000 | $65 |
| Old Jamestown | 4 Beds, 1 Bath, 1,990 sqft | $377,000 | $149 |
| Wildhorse | 2 Beds, 1 Bath, 1,650 sqft | $198,000 | $99 |
| Overland | 3 Beds, 1 Bath, 1,700 sqft | $278,000 | $115 |
| Crater, IL | 2 Beds, 1 Bath, 1,100 sqft | $197,000 | $63 |
| St. John | 2 Beds, 1 Bath, 1,450 sqft | $264,000 | $73 |
| St. Rose, IL | 3 Beds, 1 Bath, 1,420 sqft | $233,000 | $69 |
| Old Ripley, IL | 4 Beds, 2 Baths, 2,360 sqft | $518,000 | $136 |
| Boone | 3 Beds, 1 Bath, 2,370 sqft | $329,000 | $111 |
| East Alton, IL | 2 Beds, 1 Bath, 1,230 sqft | $203,000 | $66 |
| Bunker Hill, IL | 3 Beds, 1 Bath, 2,210 sqft | $353,000 | $174 |
| Castle Point | 4 Beds, 3 Baths, 2,000 sqft | $381,000 | $131 |
| Florissant | 3 Beds, 2 Baths, 1,490 sqft | $313,000 | $105 |
| Glen Carbon, IL | 3 Beds, 2 Baths, 1,360 sqft | $175,000 | $73 |
| Stookey, IL | 2 Beds, 1 Bath, 1,600 sqft | $228,000 | $113 |
| Moro, IL | 3 Beds, 1 Bath, 1,320 sqft | $333,000 | $82 |
| Burgess, IL | 4 Beds, 3 Baths, 3,070 sqft | $590,000 | $181 |
| Warson Woods | 3 Beds, 2 Baths, 1,770 sqft | $237,000 | $157 |
| Mackenzie | 2 Beds, 1 Bath, 1,190 sqft | $222,000 | $60 |
| St. Ann | 2 Beds, 1 Bath, 1,410 sqft | $311,000 | $126 |
| Bloomsdale | 2 Beds, 1 Bath, 1,250 sqft | $205,000 | $36 |
Here are some typical claims filed in Clayton:
| Claim | Typical Claim Amount |
|---|---|
| LIABILITY (ALL OTHER) | $28,000 |
| WIND | $5,000 |
| OPTIONAL COVERAGE LOSSES | $11,000 |
Your Clayton, MO insurance agent (see examples below) can help with your claims.
Here is a list of Clayton, MO homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 500-549 Credit Score | No Income | No Pets, Non-Smoker | $570 |
| Part Time Job | Up to 499 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $1,660 |
| Full Time Job | 800-850 Credit Score | $50 to $75,000 | 3 Pets, Smoker | $880 |