This startling study about Ferguson, Missouri Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Ferguson, MO & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Ferguson | 3 Beds, 2 Baths, 2220 sqft | $219,000 | $78 |
| Swansea, IL | 2 Beds, 1 Bath, 1,460 sqft | $102,000 | $40 |
| Breckenridge Hills | 3 Beds, 1 Bath, 1,850 sqft | $85,000 | $39 |
| Chain of Rocks | 4 Beds, 1 Bath, 1,790 sqft | $108,000 | $22 |
| Lindenwood | 3 Beds, 2 Baths, 2,200 sqft | $198,000 | $56 |
| Hartford, IL | 3 Beds, 1 Bath, 1,970 sqft | $127,000 | $79 |
| Cottleville | 4 Beds, 2 Baths, 3,150 sqft | $281,000 | $103 |
| Engelmann, IL | 3 Beds, 2 Baths, 1,330 sqft | $91,000 | $20 |
| Bel-Ridge | 2 Beds, 1 Bath, 1,550 sqft | $119,000 | $44 |
| Athensville, IL | 4 Beds, 1 Bath, 3,040 sqft | $253,000 | $96 |
| Chesterfield | 2 Beds, 1 Bath, 910 sqft | $51,000 | $21 |
| Saline, IL | 3 Beds, 1 Bath, 1,870 sqft | $87,000 | $60 |
| Old Jamestown | 4 Beds, 3 Baths, 2,320 sqft | $211,000 | $66 |
| Godfrey, IL | 3 Beds, 1 Bath, 1,770 sqft | $126,000 | $47 |
| Summerfield, IL | 3 Beds, 2 Baths, 1,780 sqft | $73,000 | $26 |
| Dardenne Prairie | 3 Beds, 2 Baths, 1,280 sqft | $99,000 | $34 |
| Crystal Lake Park | 4 Beds, 2 Baths, 1,850 sqft | $89,000 | $46 |
| Flordell Hills | 4 Beds, 2 Baths, 3,120 sqft | $227,000 | $123 |
| Livingston, IL | 3 Beds, 1 Bath, 1,270 sqft | $107,000 | $37 |
| St. Louis | 3 Beds, 1 Bath, 1,680 sqft | $130,000 | $45 |
| Fort Russell, IL | 2 Beds, 1 Bath, 1,650 sqft | $81,000 | $35 |
Here are some typical claims filed in Ferguson:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $5,000 |
| HAIL | $22,000 |
| FIRE | $87,500 |
Your Ferguson, MO insurance agent (see examples below) can help with your claims.
Here is a list of Ferguson, MO homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 600-649 Credit Score | $25 to 50,000 | 3 Pets, Non-Smoker | $440 |
| Freelancer | 750-799 Credit Score | <$25,000 | No Pets, Smoker | $70 |
| Part Time Job | 650-699 Credit Score | <$25,000 | 2 Pets, Non-Smoker | $110 |