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The issues listed mainly affect St. Francois County, Missouri Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in St. Francois County, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for St. Francois County, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
St. Francois County 3 Beds, 2 Baths, 1780 sqft $101,000 $38
Pacific 3 Beds, 1 Bath, 1,580 sqft $73,000 $37
Courtois 3 Beds, 2 Baths, 2,370 sqft $139,000 $47
Potosi 3 Beds, 1 Bath, 1,880 sqft $165,000 $37
Kaolin 4 Beds, 1 Bath, 1,620 sqft $147,000 $49
Steelville 3 Beds, 1 Bath, 1,990 sqft $115,000 $40
Leadington 4 Beds, 2 Baths, 3,370 sqft $245,000 $70
Cherokee Pass 2 Beds, 1 Bath, 1,350 sqft $66,000 $42
Parkdale 4 Beds, 2 Baths, 1,720 sqft $95,000 $39
Brewerville, IL 4 Beds, 1 Bath, 2,670 sqft $138,000 $54
Perryville 2 Beds, 1 Bath, 1,630 sqft $79,000 $52
Festus 2 Beds, 1 Bath, 1,490 sqft $93,000 $41
Sappington 4 Beds, 1 Bath, 2,820 sqft $165,000 $48
Terre du Lac 2 Beds, 1 Bath, 1,310 sqft $112,000 $48
Olympian Village 4 Beds, 1 Bath, 1,960 sqft $128,000 $59
Walton 2 Beds, 1 Bath, 1,110 sqft $46,000 $25
Logan 2 Beds, 1 Bath, 1,190 sqft $90,000 $43
Valle 4 Beds, 1 Bath, 2,050 sqft $152,000 $48
Byrnes Mill 3 Beds, 1 Bath, 2,350 sqft $184,000 $42
Iron Mountain Lake 2 Beds, 1 Bath, 920 sqft $47,000 $23
Lemay 3 Beds, 2 Baths, 1,910 sqft $153,000 $29

If your St. Francois County, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in St. Francois County:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
THEFT SCHEDULED PROPERTY $61,000
WIND $5,000

Your St. Francois County, MO insurance agent (see examples below) can help with your claims.

  • Travelers: First State Insurance Agency, 204 e liberty st, Farmington, MO, 63640 Phone: 573-756-6741
  • State Farm: Chris Morrison, 8 e harrison st, Farmington, MO, 63640-1859 573-756-1900
  • Allstate: Bess Ins Agency, 1271 w highway 72, Fredericktown, MO, 63645 (573) 783-0090
  • Nationwide: Fs Insurance Agency Inc, 1135 n desloge dr, Desloge, MO, 63601 (573) 431-9433
  • Liberty Mutual Independent: B I A, 137 commercial dr #a, Fredericktown, MO, 63645 (573) 783-0090

Your Background Impacts Your Home Insurance Quotes

Here is a list of St. Francois County, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 2 Pets, Smoker $470
Freelancer 750-799 Credit Score >$150,000 3 Pets, Smoker $530
Unemployed 600-649 Credit Score <$25,000 No Pets, Smoker $60