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Mill Creek, MO Home Insurance Rates - What Affects It?

The issues listed mainly affect Mill Creek, MO Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Mill Creek, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mill Creek, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mill Creek 2 Beds, 1 Bath, 1300 sqft $109,000 $40
Arrow Rock 4 Beds, 1 Bath, 3,190 sqft $224,000 $38
Tuscumbia 4 Beds, 3 Baths, 2,460 sqft $203,000 $94
St. Martins 2 Beds, 1 Bath, 1,700 sqft $118,000 $62
Warrensburg 4 Beds, 3 Baths, 2,940 sqft $169,000 $58
Jamestown 4 Beds, 1 Bath, 1,670 sqft $112,000 $65
Grover 4 Beds, 1 Bath, 3,150 sqft $274,000 $58
Russellville 4 Beds, 2 Baths, 2,460 sqft $224,000 $64
Tebo 4 Beds, 2 Baths, 2,140 sqft $145,000 $53
Williams 3 Beds, 1 Bath, 1,400 sqft $79,000 $39
Emma 3 Beds, 2 Baths, 1,820 sqft $93,000 $47
Taos 3 Beds, 1 Bath, 1,910 sqft $165,000 $41
Lake Mykee Town 2 Beds, 1 Bath, 1,420 sqft $124,000 $50
Tipton 3 Beds, 1 Bath, 1,790 sqft $144,000 $28
Bunceton 2 Beds, 1 Bath, 1,090 sqft $85,000 $21
St. Elizabeth 2 Beds, 1 Bath, 1,040 sqft $81,000 $31
Osceola 3 Beds, 2 Baths, 1,520 sqft $96,000 $35
Haw Creek 4 Beds, 2 Baths, 3,120 sqft $192,000 $74
Tom 3 Beds, 1 Bath, 2,270 sqft $199,000 $70
Bethlehem 3 Beds, 1 Bath, 1,400 sqft $102,000 $35
Niangua 4 Beds, 2 Baths, 2,940 sqft $233,000 $61

If your Mill Creek, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mill Creek:

Claim Typical Claim Amount
FIRE $78,500
LIABILITY (ALL OTHER) $25,500
THEFT/BURGLARY $2,000

Your Mill Creek, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Countryside Insurnce Agency Llc, 337 e hwy 50, Tipton, MO, 65081 660-433-6300
  • State Farm: Sherry Biron, 121 e newton street po box 42, Versailles, MO, 65084 573-378-0660
  • Allstate: Blankenship Ins Agy, 1021 w buchanan st ste 16, California, MO, 65018 (573) 796-2360

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mill Creek, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score No Income 3 Pets, Smoker $270
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $140
Full Time Job 800-850 Credit Score $25 to 50,000 1 Pet, Smoker $50