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This startling study about Bertrand, MO Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Bertrand, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bertrand, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bertrand 2 Beds, 1 Bath, 1420 sqft $63,000 $34
Clinton, KY 2 Beds, 1 Bath, 1,370 sqft $104,000 $28
Cape Girardeau, IL 3 Beds, 1 Bath, 1,830 sqft $83,000 $25
New Madrid 2 Beds, 1 Bath, 1,320 sqft $86,000 $20
Lick Creek, IL 2 Beds, 1 Bath, 1,450 sqft $79,000 $35
Massac, KY 2 Beds, 1 Bath, 1,740 sqft $98,000 $35
New Grand Chain, IL 2 Beds, 1 Bath, 1,040 sqft $34,000 $13
Thebes, IL 3 Beds, 1 Bath, 2,170 sqft $97,000 $30
Chaffee 3 Beds, 2 Baths, 2,320 sqft $136,000 $49
Rives, TN 3 Beds, 2 Baths, 1,370 sqft $86,000 $25
Holcomb 2 Beds, 1 Bath, 990 sqft $57,000 $22
Diehlstadt 2 Beds, 1 Bath, 1,550 sqft $71,000 $29
Allenville 2 Beds, 1 Bath, 1,670 sqft $74,000 $31
Lost Creek 3 Beds, 1 Bath, 1,640 sqft $82,000 $30
Sedgewickville 3 Beds, 1 Bath, 2,270 sqft $80,000 $30
Symsonia, KY 2 Beds, 1 Bath, 1,540 sqft $94,000 $21
Sylvania 2 Beds, 1 Bath, 1,600 sqft $88,000 $29
Wardell 2 Beds, 1 Bath, 950 sqft $54,000 $20
Pinhook 2 Beds, 1 Bath, 1,030 sqft $52,000 $29
Olmsted, IL 2 Beds, 1 Bath, 1,780 sqft $74,000 $32
Wetaug, IL 2 Beds, 1 Bath, 1,050 sqft $67,000 $22

If your Bertrand, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bertrand:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $9,500
WIND $4,000
THEFT SCHEDULED PROPERTY $57,000

Your Bertrand, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Coon Insurance Agency Inc, 113 n main st, Charleston, MO, 63834
  • State Farm: Joe Hennemann, 412 tanner st, Sikeston, MO, 63801-4273 573-472-3226
  • Liberty Mutual Independent: Coon Ins Agency Inc, 113 n main st, Charleston, MO, 63834 573-683-3756
  • Allstate: Harp Insurance Services Inc, 500 cedar st, Mounds, IL, 62964 (618) 745-9481
  • Farmers: Melissa Coots, 603 s main st ste c, Sikeston, MO, 63801 (573) 475-9042

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bertrand, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score $25 to 50,000 3 Pets, Non-Smoker $330
Full Time Job 550-599 Credit Score $75 to $100,000 1 Pet, Non-Smoker $250
Part Time Job 800-850 Credit Score <$25,000 2 Pets, Non-Smoker $340