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The variables explained here drive your Bella Villa, MO Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Bella Villa, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bella Villa, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bella Villa 3 Beds, 2 Baths, 2210 sqft $275,000 $123
Foley 3 Beds, 1 Bath, 2,210 sqft $144,000 $39
Hillyard, IL 3 Beds, 2 Baths, 2,140 sqft $150,000 $43
Villa Ridge 2 Beds, 1 Bath, 1,170 sqft $135,000 $53
Gravois 2 Beds, 1 Bath, 1,510 sqft $135,000 $37
Coulterville, IL 2 Beds, 1 Bath, 1,750 sqft $154,000 $49
Millstadt, IL 3 Beds, 1 Bath, 1,420 sqft $142,000 $39
Barnhart 3 Beds, 2 Baths, 1,680 sqft $107,000 $53
Centreville, IL 3 Beds, 1 Bath, 1,580 sqft $114,000 $55
Jarvis, IL 3 Beds, 1 Bath, 2,030 sqft $204,000 $59
Shiloh Valley, IL 2 Beds, 1 Bath, 1,400 sqft $68,000 $33
Champ 3 Beds, 2 Baths, 1,650 sqft $175,000 $47
Crystal Lake Park 3 Beds, 1 Bath, 2,070 sqft $112,000 $65
Mississippi, IL 2 Beds, 1 Bath, 1,700 sqft $145,000 $33
Freeburg, IL 3 Beds, 2 Baths, 1,320 sqft $113,000 $54
Steeleville, IL 3 Beds, 2 Baths, 1,230 sqft $126,000 $47
Byrnes Mill 3 Beds, 1 Bath, 2,150 sqft $215,000 $97
Wilsonville, IL 2 Beds, 1 Bath, 1,040 sqft $103,000 $22
Olivette 2 Beds, 1 Bath, 1,210 sqft $67,000 $39
Warrenton 2 Beds, 1 Bath, 1,440 sqft $100,000 $52
Marlborough 2 Beds, 1 Bath, 1,510 sqft $123,000 $49

If your Bella Villa, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bella Villa:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
FIRE $78,500
OPTIONAL COVERAGE LOSSES $9,500

Your Bella Villa, MO insurance agent (see examples below) can help with your claims.

  • Nationwide: Matthew A Crismore Agency, 9923 watson rd, St. Louis, MO, 63126 (314) 480-3720
  • Liberty Mutual Independent: Clark Insurance Agency Inc, 144 clarkson executive park ellisville, Ballwin, MO, 63011
  • Travelers: M R Truckenmiller & Associates Inc, 3306 lemay ferry rd, St Louis, MO, 63125 314-892-7600
  • Farmers: Evan Mckelvey, 4505 n illinois st ste 8, Swansea, IL, 62226 (618) 234-5400
  • Liberty Mutual: Alisa Ann Moore, 1010 market st. ste 560, St. Louis, MO, 63101 1-314-361-2344

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bella Villa, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $100 to $150,000 3 Pets, Smoker $910
Retired 550-599 Credit Score No Income More than 3 Pets at home, Non-Smoker $230
Full Time Job Up to 499 Credit Score <$25,000 1 Pet, Smoker $830