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This startling study about Edgerton, MO Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Edgerton, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Edgerton, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Edgerton 4 Beds, 1 Bath, 2950 sqft $236,000 $85
Troy, KS 2 Beds, 1 Bath, 1,550 sqft $98,000 $36
Bates City 2 Beds, 1 Bath, 1,500 sqft $160,000 $49
Lancaster, KS 4 Beds, 2 Baths, 2,910 sqft $240,000 $69
Claycomo 3 Beds, 2 Baths, 2,390 sqft $188,000 $41
Wellington 3 Beds, 1 Bath, 1,310 sqft $85,000 $32
Colfax 2 Beds, 1 Bath, 1,760 sqft $139,000 $59
Belton 4 Beds, 3 Baths, 2,760 sqft $246,000 $83
Valley Falls, KS 4 Beds, 2 Baths, 2,430 sqft $237,000 $34
Blue Springs 2 Beds, 1 Bath, 1,330 sqft $75,000 $33
Severance, KS 4 Beds, 2 Baths, 1,630 sqft $99,000 $40
Willis, KS 4 Beds, 2 Baths, 2,260 sqft $218,000 $70
Cosby 3 Beds, 1 Bath, 2,050 sqft $193,000 $66
Excelsior Springs 2 Beds, 1 Bath, 1,100 sqft $86,000 $32
Kearney 4 Beds, 1 Bath, 1,760 sqft $135,000 $42
Glenaire 3 Beds, 2 Baths, 1,760 sqft $109,000 $45
Napoleon 2 Beds, 1 Bath, 1,130 sqft $91,000 $39
Roeland Park, KS 4 Beds, 1 Bath, 3,050 sqft $247,000 $104
Adams 2 Beds, 1 Bath, 1,350 sqft $105,000 $39
Farley 3 Beds, 1 Bath, 1,540 sqft $155,000 $53
New York 4 Beds, 3 Baths, 2,970 sqft $197,000 $112

If your Edgerton, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Edgerton:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $57,000
THEFT/BURGLARY $2,000
FIRE $78,500

Your Edgerton, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Loudon Insurance Agency, 12410 n woodbine ct , Platte City, MO, 64079
  • State Farm: Carleton Voorhies, 7709 nw prairie vw rd, Kansas City, MO, 64151-1542 816-741-3558
  • Allstate: Mark Kellison Crabill, 2210 s belt hwy ste c, Saint Joseph, MO, 64503 (816) 232-9111
  • Liberty Mutual Independent: The Reilly Co Llc, 608-610 delaware st, Leavenworth, KS, 66048 913-682-1234
  • Farmers: Justin Mcclain, 11108 n oak trfy ste 207, Kansas City, MO, 64155 (816) 590-3996

Your Background Impacts Your Home Insurance Quotes

Here is a list of Edgerton, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $220
Freelancer 800-850 Credit Score $100 to $150,000 No Pets, Non-Smoker $490
Part Time Job Up to 499 Credit Score <$25,000 3 Pets, Smoker $1,190