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The variables explained here drive your Locust Creek, MO Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Locust Creek, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Locust Creek, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Locust Creek 4 Beds, 3 Baths, 3220 sqft $168,000 $43
Gilliam 2 Beds, 1 Bath, 1,540 sqft $81,000 $42
Hurdland 2 Beds, 1 Bath, 1,730 sqft $122,000 $36
Princeton 3 Beds, 1 Bath, 1,980 sqft $83,000 $22
Rothville 3 Beds, 1 Bath, 1,260 sqft $83,000 $14
Moberly 3 Beds, 1 Bath, 1,780 sqft $91,000 $26
Combs 3 Beds, 2 Baths, 1,360 sqft $79,000 $30
New Cambria 4 Beds, 2 Baths, 2,240 sqft $121,000 $48
Carrollton 3 Beds, 2 Baths, 2,180 sqft $133,000 $43
Brimson 3 Beds, 2 Baths, 2,390 sqft $116,000 $53
Myers 3 Beds, 2 Baths, 1,490 sqft $110,000 $28
South Gifford 3 Beds, 1 Bath, 2,140 sqft $131,000 $38
Lyda 4 Beds, 3 Baths, 2,270 sqft $129,000 $26
Bucklin 2 Beds, 1 Bath, 1,560 sqft $59,000 $28
Edinburg 3 Beds, 1 Bath, 1,740 sqft $68,000 $38
Middle Fork 4 Beds, 2 Baths, 2,260 sqft $98,000 $37
Johnston 3 Beds, 2 Baths, 1,720 sqft $92,000 $32
Purdin 2 Beds, 1 Bath, 1,430 sqft $89,000 $22
Hudson 2 Beds, 1 Bath, 1,520 sqft $59,000 $26
Kirksville 4 Beds, 3 Baths, 1,700 sqft $98,000 $41
Powersville 3 Beds, 1 Bath, 1,480 sqft $93,000 $26

If your Locust Creek, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Locust Creek:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $25,500
THEFT SCHEDULED PROPERTY $57,000
FIRE $78,500

Your Locust Creek, MO insurance agent (see examples below) can help with your claims.

  • State Farm: Stephanie Trager, 112 w brooks street, Brookfield, MO, 64628-1606 660-258-3344
  • Allstate: Cynthia Black Rodgers, 102 s main street usa, Marceline, MO, 64658 (660) 376-2424

Your Background Impacts Your Home Insurance Quotes

Here is a list of Locust Creek, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $80
Unemployed 800-850 Credit Score No Income No Pets, Non-Smoker $450
Full Time Job 550-599 Credit Score $25 to 50,000 1 Pet, Smoker $290