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In Depth Analysis of Texas, MO Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Texas, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Texas, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Texas 3 Beds, 2 Baths, 1710 sqft $130,000 $36
Dent 2 Beds, 1 Bath, 1,490 sqft $129,000 $37
Raymondville 3 Beds, 1 Bath, 1,280 sqft $80,000 $31
Short Bend 2 Beds, 1 Bath, 1,470 sqft $161,000 $50
Steelville 2 Beds, 1 Bath, 1,560 sqft $155,000 $45
Elk Creek 3 Beds, 1 Bath, 1,850 sqft $145,000 $52
Salem 2 Beds, 1 Bath, 1,660 sqft $132,000 $55
Cabool 2 Beds, 1 Bath, 1,360 sqft $116,000 $41
Licking 3 Beds, 1 Bath, 1,780 sqft $169,000 $52
Hart 2 Beds, 1 Bath, 1,650 sqft $84,000 $50
St. Cloud 3 Beds, 1 Bath, 1,750 sqft $163,000 $59
Delaware 3 Beds, 1 Bath, 2,240 sqft $218,000 $51
Doolittle 2 Beds, 1 Bath, 980 sqft $67,000 $23
Date 2 Beds, 1 Bath, 1,770 sqft $168,000 $43
Waynesville 3 Beds, 1 Bath, 1,640 sqft $152,000 $52
Lynch 3 Beds, 2 Baths, 1,910 sqft $150,000 $55
Chapel 2 Beds, 1 Bath, 1,500 sqft $101,000 $46
Sherrill 2 Beds, 1 Bath, 1,620 sqft $156,000 $45
Bartlett 2 Beds, 1 Bath, 1,140 sqft $68,000 $23
Gladden 2 Beds, 1 Bath, 1,080 sqft $96,000 $26
Stoutland 3 Beds, 1 Bath, 1,230 sqft $117,000 $52

If your Texas, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Texas:

Claim Typical Claim Amount
FIRE $78,500
OPTIONAL COVERAGE LOSSES $9,500
LIABILITY (ALL OTHER) $25,500

Your Texas, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Progressive Ozark Insurance, 904 w scenic rivers blvd, Salem, MO, 65560
  • State Farm: Camron Erway, 1712c w scenic rivers blvd, Salem, MO, 65560-9573 573-729-3056
  • Allstate: Town & Country Insurance Assoc. Inc, pob780 400w scenc riv, Salem, MO, 65560 (573) 729-6624
  • Liberty Mutual Independent: Town & Country Ins Assoc Inc, 120 w highway 32, Licking, MO, 65542 (573) 674-3640
  • Allstate: Inman Insurance, 1130 s main, Salem, MO, 65560 (573) 234-6935

Your Background Impacts Your Home Insurance Quotes

Here is a list of Texas, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income 1 Pet, Smoker $410
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $60
Freelancer 700-749 Credit Score $50 to $75,000 3 Pets, Smoker $30