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Read about what causes changes in your Ridgeway, MO Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Ridgeway, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ridgeway, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ridgeway 4 Beds, 1 Bath, 3380 sqft $158,000 $43
Osgood 3 Beds, 2 Baths, 1,830 sqft $66,000 $35
Wheeling 3 Beds, 2 Baths, 1,350 sqft $78,000 $35
Barnard 4 Beds, 1 Bath, 2,780 sqft $157,000 $42
Murray, IA 2 Beds, 1 Bath, 1,120 sqft $40,000 $12
Union Star 4 Beds, 1 Bath, 2,910 sqft $183,000 $66
Delphos, IA 3 Beds, 1 Bath, 2,300 sqft $120,000 $39
Promise City, IA 3 Beds, 1 Bath, 1,590 sqft $106,000 $27
Bowman 4 Beds, 3 Baths, 2,410 sqft $164,000 $39
Doyle, IA 4 Beds, 2 Baths, 1,780 sqft $58,000 $42
Bogle 3 Beds, 1 Bath, 2,030 sqft $140,000 $35
Coffey 2 Beds, 1 Bath, 1,660 sqft $89,000 $40
Riley, IA 2 Beds, 1 Bath, 1,600 sqft $62,000 $31
York 2 Beds, 1 Bath, 1,740 sqft $70,000 $29
Weldon, IA 4 Beds, 1 Bath, 2,920 sqft $123,000 $39
Gravity, IA 4 Beds, 3 Baths, 2,190 sqft $112,000 $45
Middle Fork, IA 4 Beds, 2 Baths, 3,160 sqft $166,000 $50
Duncan 3 Beds, 2 Baths, 2,220 sqft $145,000 $36
Allerton, IA 4 Beds, 1 Bath, 3,050 sqft $147,000 $63
Humeston, IA 3 Beds, 2 Baths, 1,700 sqft $110,000 $35
Van Wert, IA 4 Beds, 1 Bath, 2,200 sqft $105,000 $38

If your Ridgeway, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ridgeway:

Claim Typical Claim Amount
FIRE $78,500
THEFT/BURGLARY $2,000
HAIL $23,000

Your Ridgeway, MO insurance agent (see examples below) can help with your claims.

  • State Farm: Mike Shields, 3107 miller st, Bethany, MO, 64424-2712 660-425-3276

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ridgeway, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $260
Retired 600-649 Credit Score $25 to 50,000 No Pets, Smoker $260
Freelancer 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $370