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Eolia, MO Home Insurance Rates - What Drives It?

The variables explained here drive your Eolia, MO Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Eolia, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Eolia, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Eolia 4 Beds, 1 Bath, 2790 sqft $189,000 $79
Versailles, IL 4 Beds, 1 Bath, 2,220 sqft $179,000 $54
Mississippi, IL 2 Beds, 1 Bath, 1,510 sqft $128,000 $63
Belleview, IL 4 Beds, 3 Baths, 2,980 sqft $241,000 $72
O'Fallon 3 Beds, 1 Bath, 1,820 sqft $97,000 $45
Kampsville, IL 2 Beds, 1 Bath, 1,510 sqft $92,000 $29
South Fork 4 Beds, 2 Baths, 1,940 sqft $125,000 $32
Vandalia 2 Beds, 1 Bath, 1,090 sqft $79,000 $37
Eldred, IL 3 Beds, 1 Bath, 1,980 sqft $125,000 $45
Beverly, IL 3 Beds, 1 Bath, 1,900 sqft $167,000 $44
Western Mound, IL 2 Beds, 1 Bath, 1,750 sqft $130,000 $46
Barry, IL 2 Beds, 1 Bath, 1,090 sqft $48,000 $22
Perry, IL 3 Beds, 1 Bath, 1,580 sqft $105,000 $33
Meredosia No. 2, IL 2 Beds, 1 Bath, 1,070 sqft $70,000 $26
Prairieville 3 Beds, 2 Baths, 1,600 sqft $166,000 $41
Airport 2 Beds, 1 Bath, 1,780 sqft $85,000 $33
Rush Hill 2 Beds, 1 Bath, 1,670 sqft $136,000 $42
Melrose, IL 3 Beds, 2 Baths, 2,010 sqft $111,000 $51
Alsey, IL 3 Beds, 1 Bath, 1,430 sqft $136,000 $31
Bridgeton 2 Beds, 1 Bath, 1,800 sqft $156,000 $39
Florissant 3 Beds, 2 Baths, 2,310 sqft $206,000 $78

If your Eolia, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Eolia:

Claim Typical Claim Amount
HAIL $23,000
LIABILITY (ALL OTHER) $25,500
OPTIONAL COVERAGE LOSSES $9,500

Your Eolia, MO insurance agent (see examples below) can help with your claims.

  • Travelers: Troy Insurance Agency Inc, 193 north lincoln dr, Troy, MO, 63379 636-462-8534
  • State Farm: Steve Kroeck, 1210 s business highway 61, Bowling Green, MO, 63334-5220 573-324-5534
  • Allstate: John Larson, 126 professional pkwy, Troy, MO, 63379 (636) 205-4180
  • Liberty Mutual Independent: Clayton Duff, 430 main st, Troy, MO, 63379 (636) 528-7911
  • Farmers: Matthew Dunbar, 3434 georgia st, Louisiana, MO, 63353 (573) 754-6200

Your Background Impacts Your Home Insurance Quotes

Here is a list of Eolia, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $75 to $100,000 3 Pets, Non-Smoker $50
Retired 600-649 Credit Score $25 to 50,000 2 Pets, Non-Smoker $430
Freelancer 550-599 Credit Score <$25,000 More than 3 Pets at home, Smoker $770