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This fantastic information on Franklin County, Missouri Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Franklin County, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Franklin County, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Franklin County 3 Beds, 2 Baths, 1480 sqft $103,000 $63
Point, IL 3 Beds, 2 Baths, 2,260 sqft $168,000 $96
Dupo, IL 2 Beds, 1 Bath, 970 sqft $99,000 $39
Chamois 3 Beds, 1 Bath, 2,380 sqft $232,000 $87
Greendale 4 Beds, 1 Bath, 2,940 sqft $313,000 $84
Country Club Hills 2 Beds, 1 Bath, 1,520 sqft $158,000 $47
Terre du Lac 4 Beds, 1 Bath, 2,360 sqft $136,000 $62
Rolla 3 Beds, 1 Bath, 2,050 sqft $146,000 $52
Dardenne Prairie 3 Beds, 1 Bath, 1,420 sqft $201,000 $57
Hadley 4 Beds, 3 Baths, 1,600 sqft $87,000 $55
Owensville 3 Beds, 2 Baths, 1,990 sqft $116,000 $33
Des Peres 2 Beds, 1 Bath, 1,460 sqft $136,000 $61
Sycamore Hills 4 Beds, 2 Baths, 2,330 sqft $195,000 $48
Bear Creek 4 Beds, 1 Bath, 2,910 sqft $293,000 $80
Champ 3 Beds, 1 Bath, 2,360 sqft $201,000 $43
High Ridge 4 Beds, 2 Baths, 2,120 sqft $222,000 $49
Calvey 2 Beds, 1 Bath, 1,370 sqft $107,000 $56
Maryland Heights 3 Beds, 1 Bath, 1,530 sqft $179,000 $41
North Elkhorn 4 Beds, 3 Baths, 3,030 sqft $233,000 $84
Fenton 4 Beds, 3 Baths, 2,360 sqft $167,000 $73
Charlack 3 Beds, 1 Bath, 1,700 sqft $153,000 $69

If your Franklin County, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Franklin County:

Claim Typical Claim Amount
HAIL $22,000
THEFT/BURGLARY $2,500
FIRE $87,500

Your Franklin County, MO insurance agent (see examples below) can help with your claims.

  • Nationwide: Matthew A Crismore Agency, 203 e main ste b, Union, MO, 63084 (314) 480-3720
  • Farmers: Gregory Greg Robbins, 300 n 1st st, Pacific, MO, 63069 (636) 334-9779
  • Travelers: Hoff Insurance Agency Inc, 245 south commercial, St Clair, MO, 63077 Phone: 636-629-3813
  • Liberty Mutual Independent: Schroeder Insurance, 1275 n highway 47, Union, MO, 63084 (636) 583-2296
  • State Farm: Diana Holdinghausen, 1713 madison ave ste 210, Washington, MO, 63090-4921 636-239-9500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Franklin County, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score <$25,000 2 Pets, Smoker $440
Retired 800-850 Credit Score <$25,000 1 Pet, Non-Smoker $70
Full Time Job 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $690