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Read amazing research on Howard Lake, MN Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Howard Lake, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Howard Lake, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Howard Lake 4 Beds, 3 Baths, 2370 sqft $180,000 $105
Atwater 2 Beds, 1 Bath, 1,590 sqft $105,000 $36
Willmar 4 Beds, 1 Bath, 3,070 sqft $370,000 $185
Bird Island 3 Beds, 1 Bath, 1,390 sqft $86,000 $44
Bismarck 3 Beds, 2 Baths, 1,530 sqft $98,000 $84
Spring Hill 2 Beds, 1 Bath, 1,740 sqft $121,000 $86
Marysville 3 Beds, 2 Baths, 1,720 sqft $151,000 $74
Sartell 2 Beds, 1 Bath, 1,720 sqft $114,000 $98
Rockford 3 Beds, 2 Baths, 1,470 sqft $141,000 $44
Holding 3 Beds, 1 Bath, 1,690 sqft $156,000 $89
Traverse 4 Beds, 3 Baths, 1,700 sqft $127,000 $85
Minnetonka Beach 2 Beds, 1 Bath, 920 sqft $83,000 $46
Kingston 3 Beds, 1 Bath, 1,830 sqft $172,000 $78
Orrock 2 Beds, 1 Bath, 1,380 sqft $84,000 $79
Nowthen 3 Beds, 1 Bath, 2,380 sqft $192,000 $89
New Germany 2 Beds, 1 Bath, 1,520 sqft $142,000 $92
Henderson 3 Beds, 1 Bath, 1,900 sqft $123,000 $60
Lakeville 4 Beds, 1 Bath, 2,670 sqft $293,000 $106
Medicine Lake 3 Beds, 1 Bath, 2,250 sqft $180,000 $86
Fahlun 4 Beds, 1 Bath, 2,610 sqft $188,000 $162
Moltke 3 Beds, 1 Bath, 1,610 sqft $143,000 $70

If your Howard Lake, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Howard Lake:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $8,000
MYSTERIOUS DISAPPEARANCE $1,500
PHYSICAL DAMAGE $3,500

Your Howard Lake, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Kensington Insurance, 101 e 3rd street, Cokato, MN, 55321 320-286-2146
  • State Farm: Mike Mcgraw, 34 main st s, Hutchinson, MN, 55350-2505 320-587-2565
  • Allstate: Smart Choice - Ww, 10421 fenner ave se, Delano, MN, 55328 (651) 308-7979
  • Liberty Mutual Independent: Monticello Agency, 3616 school blvd, Monticello, MN, 55362 (763) 295-4900
  • Farmers: Shane Modrow, 7953 state highway 55 unit a, Rockford, MN, 55373 (763) 565-0100

Your Background Impacts Your Home Insurance Quotes

Here is a list of Howard Lake, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income 1 Pet, Smoker $370
Full Time Job 600-649 Credit Score $75 to $100,000 3 Pets, Smoker $460
Freelancer 750-799 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $1,970