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The issues listed mainly affect Erie, MN Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Erie, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Erie, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Erie 3 Beds, 1 Bath, 1620 sqft $237,000 $96
Audubon 4 Beds, 2 Baths, 3,150 sqft $293,000 $278
Mary 4 Beds, 2 Baths, 3,340 sqft $255,000 $235
Heier 2 Beds, 1 Bath, 1,520 sqft $177,000 $100
Norwegian Grove 2 Beds, 1 Bath, 1,460 sqft $156,000 $121
White Earth 4 Beds, 3 Baths, 2,200 sqft $243,000 $186
Chief 4 Beds, 1 Bath, 1,670 sqft $209,000 $110
Edna 2 Beds, 1 Bath, 1,760 sqft $261,000 $95
Morken 2 Beds, 1 Bath, 940 sqft $72,000 $62
Gregory 3 Beds, 1 Bath, 1,330 sqft $212,000 $97
Verndale 4 Beds, 1 Bath, 2,350 sqft $214,000 $65
McKinley 3 Beds, 1 Bath, 1,520 sqft $231,000 $129
Green Valley 3 Beds, 2 Baths, 2,150 sqft $157,000 $117
Walworth 3 Beds, 1 Bath, 2,310 sqft $217,000 $246
Callaway 4 Beds, 2 Baths, 3,010 sqft $323,000 $111
Holy Cross 4 Beds, 3 Baths, 3,160 sqft $398,000 $137
Viding 2 Beds, 1 Bath, 1,310 sqft $167,000 $102
Strand 3 Beds, 1 Bath, 1,660 sqft $161,000 $129
The Ranch 3 Beds, 2 Baths, 2,240 sqft $188,000 $78
Winchester 4 Beds, 2 Baths, 1,920 sqft $287,000 $122
Goose Prairie 2 Beds, 1 Bath, 1,540 sqft $143,000 $70

If your Erie, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Erie:

Claim Typical Claim Amount
SMOKE $10,000
FIRE $19,000
WIND $6,500

Your Erie, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Vergas Insurance Agency, po box 67, Vergas, MN, 56587 218-342-2481
  • State Farm: Greg Hildenbrand, 624 lake ave, Detroit Lakes, MN, 56501-3029 218-847-4166
  • Allstate: Noah Ins Service, 422 main ave, Callaway, MN, 56521 (218) 375-2121
  • Liberty Mutual Independent: Overland Insurance Agency Inc, 211 w main, Perham, MN, 56573
  • Farmers: James Matter, 1119 jackson ave, Detroit Lakes, MN, 56501 (218) 847-0332

Your Background Impacts Your Home Insurance Quotes

Here is a list of Erie, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $50 to $75,000 1 Pet, Smoker $80
Part Time Job 550-599 Credit Score <$25,000 2 Pets, Smoker $1,300
Unemployed Up to 499 Credit Score No Income No Pets, Non-Smoker $260