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Read about what causes changes in your Rice, MN Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Rice, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Rice, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Rice 2 Beds, 1 Bath, 1740 sqft $94,000 $77
Princeton 4 Beds, 3 Baths, 3,360 sqft $368,000 $117
West Union 2 Beds, 1 Bath, 1,490 sqft $150,000 $97
Darling 3 Beds, 1 Bath, 2,340 sqft $221,000 $146
Swan River 2 Beds, 1 Bath, 1,670 sqft $192,000 $130
Swanville 4 Beds, 2 Baths, 1,860 sqft $192,000 $88
Baxter 2 Beds, 1 Bath, 1,310 sqft $104,000 $96
Fairview 2 Beds, 1 Bath, 1,200 sqft $98,000 $84
Southside 4 Beds, 2 Baths, 2,950 sqft $276,000 $117
Fork 3 Beds, 2 Baths, 1,900 sqft $221,000 $112
Glendorado 2 Beds, 1 Bath, 1,690 sqft $140,000 $73
Ann Lake 2 Beds, 1 Bath, 1,780 sqft $187,000 $87
Hay Brook 4 Beds, 2 Baths, 2,440 sqft $234,000 $163
Clearwater 4 Beds, 1 Bath, 1,910 sqft $225,000 $88
Blue Hill 2 Beds, 1 Bath, 1,200 sqft $91,000 $63
Albany 2 Beds, 1 Bath, 1,730 sqft $181,000 $110
Holding 2 Beds, 1 Bath, 1,420 sqft $100,000 $111
Wykeham 2 Beds, 1 Bath, 1,520 sqft $140,000 $101
Forest Prairie 4 Beds, 3 Baths, 2,710 sqft $197,000 $159
Nowthen 4 Beds, 3 Baths, 2,890 sqft $175,000 $142
Moran 4 Beds, 1 Bath, 2,000 sqft $177,000 $91

If your Rice, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Rice:

Claim Typical Claim Amount
WIND $6,500
HAIL $8,000
SMOKE $10,000

Your Rice, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Mahowald Insurance Agency Llc, 916 w saint germain st ste 100, St Cloud, MN, 56302 320-251-3751
  • State Farm: Toni Nadeau, 10 2nd avenue w., Foley, MN, 56329-0249 320-968-6766
  • Allstate: Insurance Brokers Of Mn, 43 e broadway ste 101 littleĀ falls, Little Falls, MN, 56345
  • Liberty Mutual Independent: Mahowald Insurance Agency, 916 w saint germain st, Saint Cloud, MN, 56301 (320) 251-3751
  • Farmers: Mark Kelley, 300 e saint germain st ste 260, Saint Cloud, MN, 56304 (320) 252-7222

Your Background Impacts Your Home Insurance Quotes

Here is a list of Rice, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $25 to 50,000 3 Pets, Smoker $1,290
Part Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $1,540
Unemployed 700-749 Credit Score No Income No Pets, Non-Smoker $1,220