ogmer

Grass Lake, MN Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Grass Lake, MN Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Grass Lake, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Grass Lake, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Grass Lake 2 Beds, 1 Bath, 1030 sqft $149,000 $78
Braham 2 Beds, 1 Bath, 1,420 sqft $134,000 $73
Franconia 4 Beds, 2 Baths, 3,220 sqft $459,000 $300
Pomroy 2 Beds, 1 Bath, 1,690 sqft $186,000 $83
Birch Creek 3 Beds, 2 Baths, 1,260 sqft $185,000 $85
Somerset, WI 2 Beds, 1 Bath, 1,020 sqft $103,000 $75
Borgholm 3 Beds, 1 Bath, 1,290 sqft $129,000 $59
Mayhew Lake 4 Beds, 1 Bath, 2,810 sqft $200,000 $107
Eureka, WI 4 Beds, 3 Baths, 2,380 sqft $173,000 $77
Pierz 4 Beds, 1 Bath, 2,500 sqft $286,000 $91
Fork 2 Beds, 1 Bath, 1,010 sqft $89,000 $47
Wealthwood 2 Beds, 1 Bath, 960 sqft $134,000 $77
St. Cloud 2 Beds, 1 Bath, 1,590 sqft $177,000 $46
Coon Rapids 2 Beds, 1 Bath, 1,400 sqft $172,000 $80
Apple River, WI 4 Beds, 2 Baths, 2,160 sqft $191,000 $173
Maple Grove 2 Beds, 1 Bath, 960 sqft $125,000 $66
Askov 4 Beds, 3 Baths, 2,900 sqft $270,000 $191
St. Francis 3 Beds, 1 Bath, 1,990 sqft $156,000 $124
Mission Creek 3 Beds, 1 Bath, 2,020 sqft $173,000 $129
Fish Lake 2 Beds, 1 Bath, 1,020 sqft $71,000 $39
West Marshland, WI 3 Beds, 2 Baths, 1,310 sqft $195,000 $77

If your Grass Lake, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Grass Lake:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $12,500
SMOKE $10,000
LIABILITY (ALL OTHER) $8,000

Your Grass Lake, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Superior Insurance Services, 125 east forest, ste 1, Mora, MN, 55051
  • State Farm: Chuck Swenson, 227 main st s, Cambridge, MN, 55008-1543 763-689-4521
  • Farmers: Randal Reynolds, 209 maple ave e, Mora, MN, 55051 (320) 679-3161
  • Allstate: Kurt Driver, 100 main st n, Cambridge, MN, 55008 (763) 691-8101
  • Liberty Mutual Independent: Oakwood Insurance Agency Inc, 112 forest ave w, Mora, MN, 55051

Your Background Impacts Your Home Insurance Quotes

Here is a list of Grass Lake, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Smoker $350
Retired 500-549 Credit Score No Income No Pets, Smoker $310
Unemployed Up to 499 Credit Score <$25,000 More than 3 Pets at home, Smoker $110