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The variables explained here drive your Waverly, MN Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Waverly, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Waverly, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Waverly 4 Beds, 1 Bath, 2250 sqft $169,000 $72
Golden Valley 4 Beds, 1 Bath, 2,300 sqft $224,000 $73
Howard Lake 2 Beds, 1 Bath, 1,440 sqft $93,000 $75
Benton 4 Beds, 3 Baths, 2,200 sqft $242,000 $104
Lake Henry 3 Beds, 1 Bath, 2,220 sqft $156,000 $116
Mayhew Lake 3 Beds, 2 Baths, 1,930 sqft $175,000 $85
Maine Prairie 2 Beds, 1 Bath, 980 sqft $94,000 $35
Gilmanton 3 Beds, 2 Baths, 1,680 sqft $188,000 $77
Pine Springs 4 Beds, 3 Baths, 2,790 sqft $195,000 $171
Baldwin 3 Beds, 2 Baths, 2,380 sqft $131,000 $101
Big Lake 3 Beds, 1 Bath, 1,500 sqft $146,000 $80
Kelso 3 Beds, 1 Bath, 1,230 sqft $86,000 $55
Santiago 3 Beds, 1 Bath, 2,310 sqft $260,000 $94
Acoma 2 Beds, 1 Bath, 1,700 sqft $104,000 $63
Bethel 4 Beds, 2 Baths, 1,930 sqft $137,000 $89
New Brighton 4 Beds, 2 Baths, 2,140 sqft $177,000 $98
Wheatland 2 Beds, 1 Bath, 960 sqft $58,000 $32
Excelsior 2 Beds, 1 Bath, 1,090 sqft $96,000 $43
Independence 3 Beds, 1 Bath, 1,250 sqft $113,000 $67
Rogers 2 Beds, 1 Bath, 960 sqft $59,000 $62
Livonia 4 Beds, 2 Baths, 2,440 sqft $150,000 $102

If your Waverly, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Waverly:

Claim Typical Claim Amount
WATER DAMAGE $6,500
PHYSICAL DAMAGE $3,500
MYSTERIOUS DISAPPEARANCE $1,500

Your Waverly, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: All Ins Svcs Inc, 701 central ave e., St Michael, MN, 55376 (763) 497-2247
  • Liberty Mutual Independent: Oakwood Insurance Agency Inc, 121 lewis ave s, Watertown, MN, 55388 (952) 955-3772
  • Travelers: Kensington Insurance, 101 e 3rd street, Cokato, MN, 55321 320-286-2146
  • Farmers: Peter Pietila, 3701 shoreline dr ste 104a, Wayzata, MN, 55391 (612) 220-0342
  • State Farm: Janet Symons, 3502 shoreline dr, Wayzata, MN, 55391-9719 952-471-0491

Your Background Impacts Your Home Insurance Quotes

Here is a list of Waverly, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score No Income No Pets, Non-Smoker $1,930
Unemployed 750-799 Credit Score <$25,000 3 Pets, Non-Smoker $480
Freelancer 500-549 Credit Score >$150,000 1 Pet, Non-Smoker $240