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This startling study about Ortonville, MN Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Ortonville, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ortonville, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ortonville 2 Beds, 1 Bath, 1510 sqft $141,000 $69
Wheaton 2 Beds, 1 Bath, 1,050 sqft $53,000 $48
Rosholt, SD 3 Beds, 2 Baths, 1,440 sqft $87,000 $45
Gary, SD 4 Beds, 2 Baths, 2,040 sqft $134,000 $94
Ten Mile Lake 2 Beds, 1 Bath, 1,420 sqft $68,000 $57
Providence 2 Beds, 1 Bath, 1,540 sqft $57,000 $38
Rauville, SD 3 Beds, 2 Baths, 2,290 sqft $194,000 $83
Arena 3 Beds, 1 Bath, 1,750 sqft $84,000 $58
Lien, SD 4 Beds, 3 Baths, 2,410 sqft $140,000 $58
Cyrus 2 Beds, 1 Bath, 990 sqft $70,000 $52
Hamlin, SD 3 Beds, 1 Bath, 2,010 sqft $111,000 $103
Mazeppa, SD 2 Beds, 1 Bath, 1,650 sqft $62,000 $44
Antelope Valley, SD 4 Beds, 1 Bath, 2,900 sqft $188,000 $93
Browns Valley 4 Beds, 2 Baths, 2,690 sqft $99,000 $75
Redpath 4 Beds, 1 Bath, 1,780 sqft $156,000 $112
Windsor 3 Beds, 2 Baths, 1,550 sqft $101,000 $61
Norcross 4 Beds, 3 Baths, 2,530 sqft $211,000 $106
Blue Mounds 4 Beds, 2 Baths, 2,910 sqft $137,000 $91
Lac qui Parle 4 Beds, 3 Baths, 2,890 sqft $149,000 $90
Stony Run 3 Beds, 1 Bath, 2,200 sqft $82,000 $61
North Ottawa 2 Beds, 1 Bath, 1,210 sqft $103,000 $81

If your Ortonville, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ortonville:

Claim Typical Claim Amount
HAIL $8,000
THEFT/BURGLARY $2,500
APPLIANCE RELATED WATER $12,500

Your Ortonville, MN insurance agent (see examples below) can help with your claims.

  • State Farm: Jan Scriver, 1203 e 4th ave ste 102, Milbank, SD, 57252-1561 605-432-5393
  • Allstate: Tom Oakes Agency, 40 2nd st nw, Ortonville, MN, 56278 (320) 839-2118
  • Farmers: Heather Storm, 204 s main st ste d, Milbank, SD, 57252 (605) 432-5184

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ortonville, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Smoker $1,120
Retired Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $120
Freelancer 600-649 Credit Score <$25,000 No Pets, Non-Smoker $110