ogmer

Read about what causes changes in your Lake Crystal, MN Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Lake Crystal, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lake Crystal, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lake Crystal 4 Beds, 1 Bath, 2260 sqft $254,000 $80
Plato 2 Beds, 1 Bath, 1,060 sqft $129,000 $73
Cleveland 4 Beds, 1 Bath, 3,370 sqft $267,000 $126
Bismarck 2 Beds, 1 Bath, 1,060 sqft $119,000 $59
Fieldon 2 Beds, 1 Bath, 1,040 sqft $93,000 $66
Ridgely 3 Beds, 1 Bath, 1,480 sqft $130,000 $63
Germantown 3 Beds, 1 Bath, 2,320 sqft $172,000 $92
Belgrade 4 Beds, 3 Baths, 2,480 sqft $174,000 $104
Iowa Lake, IA 4 Beds, 1 Bath, 2,380 sqft $229,000 $130
Kilkenny 3 Beds, 1 Bath, 2,360 sqft $292,000 $89
Elmore 3 Beds, 1 Bath, 1,370 sqft $148,000 $79
Sleepy Eye 3 Beds, 1 Bath, 2,000 sqft $139,000 $81
St. Peter 2 Beds, 1 Bath, 1,720 sqft $181,000 $98
New Ulm 3 Beds, 1 Bath, 1,520 sqft $155,000 $70
Wheatland 4 Beds, 2 Baths, 2,730 sqft $193,000 $128
Windom 4 Beds, 1 Bath, 3,070 sqft $180,000 $91
Stewart 3 Beds, 2 Baths, 1,670 sqft $97,000 $68
Decoria 2 Beds, 1 Bath, 1,310 sqft $91,000 $106
Rapidan 4 Beds, 3 Baths, 2,640 sqft $271,000 $142
Heidelberg 2 Beds, 1 Bath, 910 sqft $76,000 $36
Antrim 4 Beds, 2 Baths, 2,550 sqft $204,000 $146

If your Lake Crystal, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lake Crystal:

Claim Typical Claim Amount
MYSTERIOUS DISAPPEARANCE $2,000
FIRE $16,500
SMOKE $11,500

Your Lake Crystal, MN insurance agent (see examples below) can help with your claims.

  • Travelers: United Prairie Ins Agency, 10 firestone dr ste 200, Mankato, MN, 56001 507-386-4829
  • State Farm: Aaron Hatanpa, 1613 n riverfrnt dr, Mankato, MN, 56001-3258 507-345-3606
  • Farmers: Robert Bob Pierret Lutcf, 821 n 2nd st ste 201, Mankato, MN, 56001 (507) 625-3306
  • Allstate: Citizens Agency, 105 n minnesota st, New Ulm, MN, 56073 (507) 359-2067
  • Liberty Mutual Independent: Ross Nesbit Agencies, 12 civic center plz ste 1635, Mankato, MN, 56001 (507) 625-5558

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lake Crystal, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $600
Full Time Job 650-699 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $650
Unemployed 750-799 Credit Score No Income 1 Pet, Smoker $330