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The variables explained here drive your Wells, MN Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Wells, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Wells, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Wells 2 Beds, 1 Bath, 1340 sqft $76,000 $51
Seneca, IA 3 Beds, 1 Bath, 1,840 sqft $79,000 $48
Clark 2 Beds, 1 Bath, 950 sqft $63,000 $33
Delavan 2 Beds, 1 Bath, 970 sqft $38,000 $37
Trimont 4 Beds, 1 Bath, 3,180 sqft $153,000 $91
Orthel, IA 4 Beds, 3 Baths, 2,250 sqft $170,000 $72
Waterville 2 Beds, 1 Bath, 940 sqft $63,000 $40
Carlston 3 Beds, 2 Baths, 1,210 sqft $84,000 $52
Medo 3 Beds, 1 Bath, 1,790 sqft $118,000 $63
Welcome 2 Beds, 1 Bath, 1,590 sqft $73,000 $40
Hayward 3 Beds, 2 Baths, 1,870 sqft $86,000 $58
Lake Mills, IA 2 Beds, 1 Bath, 1,390 sqft $75,000 $48
Butternut Valley 4 Beds, 1 Bath, 2,440 sqft $138,000 $70
Kiester 4 Beds, 1 Bath, 2,710 sqft $165,000 $75
Ellington, IA 4 Beds, 2 Baths, 2,720 sqft $152,000 $97
Elmore 2 Beds, 1 Bath, 1,000 sqft $52,000 $37
Clear Lake, IA 3 Beds, 1 Bath, 1,360 sqft $85,000 $46
Rosendale 4 Beds, 2 Baths, 2,520 sqft $129,000 $101
Berlin 3 Beds, 2 Baths, 1,370 sqft $85,000 $39
Walcott 3 Beds, 1 Bath, 1,660 sqft $98,000 $58
Warsaw 4 Beds, 3 Baths, 2,270 sqft $168,000 $110

If your Wells, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Wells:

Claim Typical Claim Amount
FIRE $19,000
HAIL $8,000
WIND $6,500

Your Wells, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Americana Insurance Agency, 1450 west main street albert┬álea, Albert Lea, MN, 56007
  • State Farm: Aaron Hatanpa, 217 main street, Mapleton, MN, 56065 507-524-4145
  • Farmers: Karen Brandenburg, 111 s broadway, Wells, MN, 56097 (507) 553-5995
  • Farmers: Jose "Joey" Talamantes, 109 s newton ave, Albert Lea, MN, 56007 (507) 373-3245
  • State Farm: Nancy Vanderwaerdt, 505 bridge ave, Albert Lea, MN, 56007-2304 507-377-0227

Your Background Impacts Your Home Insurance Quotes

Here is a list of Wells, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $370
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Smoker $600
Unemployed 650-699 Credit Score No Income 1 Pet, Smoker $850