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The issues listed mainly affect Madelia, MN Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Madelia, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Madelia, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Madelia 3 Beds, 1 Bath, 1650 sqft $107,000 $47
Green Isle 2 Beds, 1 Bath, 1,580 sqft $98,000 $44
West Newton 4 Beds, 1 Bath, 2,300 sqft $123,000 $78
Sundown 4 Beds, 3 Baths, 3,320 sqft $256,000 $101
Seely 3 Beds, 2 Baths, 2,010 sqft $144,000 $59
Alfsborg 4 Beds, 1 Bath, 2,990 sqft $172,000 $97
Riverdale 2 Beds, 1 Bath, 1,540 sqft $98,000 $39
Bricelyn 4 Beds, 3 Baths, 2,000 sqft $138,000 $104
Carlston 3 Beds, 1 Bath, 1,540 sqft $130,000 $49
Lamberton 4 Beds, 3 Baths, 1,680 sqft $99,000 $71
Gaylord 4 Beds, 3 Baths, 2,890 sqft $149,000 $75
Elmore 2 Beds, 1 Bath, 1,050 sqft $88,000 $34
Montgomery 3 Beds, 2 Baths, 1,690 sqft $145,000 $72
Vernon Center 4 Beds, 3 Baths, 3,380 sqft $208,000 $78
Ormsby 4 Beds, 1 Bath, 2,670 sqft $124,000 $107
St. James 3 Beds, 2 Baths, 1,320 sqft $118,000 $58
Redwood Falls 2 Beds, 1 Bath, 1,780 sqft $157,000 $76
Mountain Lake 4 Beds, 1 Bath, 1,910 sqft $126,000 $76
Lura 2 Beds, 1 Bath, 1,030 sqft $58,000 $30
Lyra 2 Beds, 1 Bath, 1,160 sqft $50,000 $46
Lake Belt 3 Beds, 1 Bath, 1,880 sqft $97,000 $66

If your Madelia, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Madelia:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $12,500
FIRE $19,000
THEFT/BURGLARY $2,500

Your Madelia, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Furth Meile Ins Inc, po box 635 , New Ulm, MN, 56073
  • State Farm: Don Sanderson, 1600 n. broadway st, New Ulm, MN, 56073-1252 507-354-8524
  • Allstate: John Ness Agency, 718 1st ave south, St. James, MN, 56081 (507) 375-5661
  • Farmers: Kristine Rueckert, 301 20th st s, New Ulm, MN, 56073 (507) 233-5747
  • Allstate: Citizens Agency, 105 n minnesota st, New Ulm, MN, 56073 (507) 359-2067

Your Background Impacts Your Home Insurance Quotes

Here is a list of Madelia, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 2 Pets, Smoker $1,300
Full Time Job Up to 499 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $1,430
Retired 800-850 Credit Score $25 to 50,000 1 Pet, Smoker $230