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This startling study about Perham, MN Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Perham, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Perham, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Perham 3 Beds, 1 Bath, 1700 sqft $188,000 $74
Wykeham 4 Beds, 2 Baths, 2,930 sqft $159,000 $145
Meadow 2 Beds, 1 Bath, 940 sqft $96,000 $53
Clarissa 2 Beds, 1 Bath, 970 sqft $118,000 $41
Badoura 3 Beds, 1 Bath, 1,610 sqft $141,000 $148
Deer Creek 4 Beds, 2 Baths, 1,820 sqft $131,000 $72
Blueberry 4 Beds, 2 Baths, 2,930 sqft $206,000 $108
Hawley 4 Beds, 3 Baths, 1,990 sqft $168,000 $117
Eastern 4 Beds, 3 Baths, 2,290 sqft $218,000 $148
Shell River 4 Beds, 1 Bath, 2,520 sqft $184,000 $132
Burleene 4 Beds, 3 Baths, 2,290 sqft $264,000 $88
Bartlett 4 Beds, 3 Baths, 2,990 sqft $296,000 $133
Todd 3 Beds, 1 Bath, 2,250 sqft $172,000 $97
Otto 2 Beds, 1 Bath, 940 sqft $64,000 $55
Nevis 2 Beds, 1 Bath, 1,690 sqft $150,000 $83
Underwood 2 Beds, 1 Bath, 1,360 sqft $115,000 $39
Pine Lake 2 Beds, 1 Bath, 1,670 sqft $151,000 $100
Bullard 3 Beds, 1 Bath, 2,240 sqft $269,000 $127
New York Mills 2 Beds, 1 Bath, 1,540 sqft $163,000 $78
Ashby 3 Beds, 2 Baths, 1,660 sqft $139,000 $60
Elmo 4 Beds, 1 Bath, 2,330 sqft $226,000 $133

If your Perham, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Perham:

Claim Typical Claim Amount
WIND $6,500
THEFT/BURGLARY $2,500
FIRE $19,000

Your Perham, MN insurance agent (see examples below) can help with your claims.

  • Farmers: James Matter, 1119 jackson ave, Detroit Lakes, MN, 56501 (218) 847-0332
  • Travelers: Vergas Insurance Agency, po box 67, Vergas, MN, 56587 218-342-2481
  • State Farm: Keith Inwards, 710 washington ave, Detroit Lakes, MN, 56501-3012 218-847-1353
  • Allstate: Overland Ins Agy, 255 3rd ave se, Perham, MN, 56573 (218) 346-6250
  • Liberty Mutual Independent: Overland Insurance Agency Inc, 255 3rd ave se, Perham, MN, 56573 (218) 346-6250

Your Background Impacts Your Home Insurance Quotes

Here is a list of Perham, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $1,450
Freelancer Up to 499 Credit Score >$150,000 2 Pets, Non-Smoker $490
Unemployed 650-699 Credit Score No Income No Pets, Non-Smoker $380