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The variables explained here drive your Lynden, MN Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Lynden, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lynden, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lynden 4 Beds, 3 Baths, 2100 sqft $176,000 $95
Middleville 4 Beds, 2 Baths, 1,930 sqft $188,000 $141
Elrosa 3 Beds, 2 Baths, 1,660 sqft $265,000 $121
Little Falls 2 Beds, 1 Bath, 1,780 sqft $205,000 $84
Medicine Lake 3 Beds, 2 Baths, 1,240 sqft $146,000 $106
Lynden 3 Beds, 2 Baths, 1,300 sqft $164,000 $79
Orrock 4 Beds, 2 Baths, 2,640 sqft $275,000 $91
Harvey 4 Beds, 1 Bath, 1,960 sqft $197,000 $97
Milo 3 Beds, 1 Bath, 1,640 sqft $178,000 $80
Franklin 4 Beds, 1 Bath, 2,240 sqft $228,000 $136
Victor 2 Beds, 1 Bath, 1,590 sqft $232,000 $114
Two Rivers 3 Beds, 1 Bath, 2,390 sqft $311,000 $189
Baldwin 4 Beds, 3 Baths, 2,570 sqft $171,000 $112
Mudgett 2 Beds, 1 Bath, 1,750 sqft $192,000 $102
Young America 3 Beds, 1 Bath, 2,200 sqft $279,000 $98
Bellevue 4 Beds, 3 Baths, 2,620 sqft $263,000 $174
Stockholm 2 Beds, 1 Bath, 1,450 sqft $161,000 $76
Freeport 3 Beds, 1 Bath, 1,400 sqft $104,000 $74
Preston Lake 3 Beds, 1 Bath, 2,300 sqft $201,000 $120
Columbus 4 Beds, 1 Bath, 1,980 sqft $286,000 $184
Rockford 2 Beds, 1 Bath, 1,000 sqft $101,000 $59

If your Lynden, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lynden:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $8,000
HAIL $8,000
APPLIANCE RELATED WATER $12,500

Your Lynden, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Ins Specialists Team Agency Llc, 530 jefferson blvd, Big Lake, MN, 55309 763-244-3735
  • State Farm: Dan Anderson, 3306 3rd street n, Saint Cloud, MN, 56303-4123 320-253-4656
  • Allstate: Ia Ins Partnership, 26 birch st po box 171, Saint Joseph, MN, 56374 (320) 363-0007
  • Liberty Mutual Independent: Oakwood Insurance Agency Inc, 2700 1st st n ste 105 saint cloud, St. Cloud, MN, 56303
  • Farmers: J Odonnell Lutcf, 1111 highway 25 n, Buffalo, MN, 55313 (763) 682-2191

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lynden, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score >$150,000 3 Pets, Smoker $450
Unemployed 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $380
Full Time Job Up to 499 Credit Score $100 to $150,000 1 Pet, Smoker $220