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Check out some must see numbers behind your Park Rapids, MN Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Park Rapids, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Park Rapids, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Park Rapids 3 Beds, 1 Bath, 1900 sqft $126,000 $60
Nimrod 3 Beds, 2 Baths, 2,170 sqft $202,000 $125
Erie 4 Beds, 2 Baths, 2,260 sqft $207,000 $114
White Oak 4 Beds, 3 Baths, 2,470 sqft $199,000 $162
Maple 3 Beds, 1 Bath, 1,500 sqft $152,000 $107
Leech Lake 3 Beds, 1 Bath, 1,900 sqft $118,000 $82
Falk 2 Beds, 1 Bath, 1,110 sqft $115,000 $43
Nora 3 Beds, 2 Baths, 1,970 sqft $145,000 $51
Jones 2 Beds, 1 Bath, 1,160 sqft $128,000 $63
Central Cass 3 Beds, 2 Baths, 1,660 sqft $177,000 $135
Hamden 3 Beds, 1 Bath, 1,540 sqft $111,000 $57
Loon Lake 2 Beds, 1 Bath, 1,350 sqft $77,000 $52
Blind Lake 4 Beds, 2 Baths, 2,210 sqft $133,000 $88
Wolf Lake 2 Beds, 1 Bath, 1,730 sqft $95,000 $99
Spring Creek 3 Beds, 1 Bath, 2,030 sqft $127,000 $91
Gould 2 Beds, 1 Bath, 1,010 sqft $63,000 $38
Kego 4 Beds, 1 Bath, 1,950 sqft $195,000 $92
Germania 2 Beds, 1 Bath, 940 sqft $73,000 $32
Steamboat River 2 Beds, 1 Bath, 1,290 sqft $113,000 $57
Gorman 4 Beds, 2 Baths, 2,500 sqft $223,000 $108
Long Lost Lake 2 Beds, 1 Bath, 1,110 sqft $79,000 $44

If your Park Rapids, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Park Rapids:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $13,500
WIND $5,500
THEFT/BURGLARY $2,000

Your Park Rapids, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Northway Ins Agency Of Park Rapids Inc, 1303 park ave s, Park Rapids, MN, 56470 218-732-4241
  • State Farm: Pat Sullivan, 704 park ave s, Park Rapids, MN, 56470-1542 218-732-0360
  • Allstate: Itasca Region Insurance Agency, 1012 first st e 1012 first st e park┬árapids, Park Rapids, MN, 56470
  • Allstate: Itasca Region Insurance Agency, 1012 1st st e # 34, Park Rapids, MN, 56470 (218) 732-9785
  • State Farm: Andy Kueber, 301 e 1st st, Park Rapids, MN, 56470-0671 218-732-7294

Your Background Impacts Your Home Insurance Quotes

Here is a list of Park Rapids, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $460
Part Time Job 550-599 Credit Score <$25,000 No Pets, Non-Smoker $1,200
Freelancer 600-649 Credit Score $75 to $100,000 2 Pets, Smoker $500