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Read amazing research on Spring Lake, MN Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Spring Lake, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Spring Lake, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Spring Lake 5 Beds, 3 Baths, 4420 sqft $1,238,000 $345
Skyline 2 Beds, 1 Bath, 1,580 sqft $264,000 $204
Lester Prairie 3 Beds, 1 Bath, 2,390 sqft $450,000 $300
North Hudson, WI 2 Beds, 1 Bath, 1,230 sqft $217,000 $112
Derrynane 4 Beds, 3 Baths, 3,260 sqft $615,000 $217
River Falls, WI 3 Beds, 2 Baths, 1,980 sqft $504,000 $285
Ellsworth, WI 2 Beds, 1 Bath, 1,040 sqft $215,000 $96
White Bear Lake 3 Beds, 2 Baths, 1,440 sqft $274,000 $101
Big Lake 2 Beds, 1 Bath, 1,650 sqft $444,000 $181
New Germany 5 Beds, 1 Bath, 4,190 sqft $1,064,000 $550
St. Michael 2 Beds, 1 Bath, 1,720 sqft $428,000 $207
St. Lawrence 2 Beds, 1 Bath, 1,140 sqft $245,000 $152
Crystal 3 Beds, 2 Baths, 2,020 sqft $269,000 $202
Chatham 3 Beds, 2 Baths, 1,800 sqft $278,000 $230
Rogers 5 Beds, 2 Baths, 3,440 sqft $837,000 $552
Brownton 4 Beds, 2 Baths, 2,310 sqft $458,000 $178
Delano 4 Beds, 3 Baths, 2,610 sqft $533,000 $285
St. Louis Park 5 Beds, 4 Baths, 1,910 sqft $296,000 $233
Hudson, WI 2 Beds, 1 Bath, 1,780 sqft $316,000 $93
West Lakeland 3 Beds, 2 Baths, 2,400 sqft $546,000 $164
Mound 4 Beds, 3 Baths, 2,150 sqft $328,000 $191

If your Spring Lake, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Spring Lake:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,500
WIND $6,500
APPLIANCE RELATED WATER $12,500

Your Spring Lake, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: Wesley P Mckenna, 8100 penn ave s ste 165, Bloomington, MN, 55431-1325 (888) 838-7682
  • Liberty Mutual Independent: Ross Nesbit Agencies Inc, 7500 flying cloud dr ste 950, Eden Prairie, MN, 55344 (952) 941-9418
  • Travelers: Trusted Insurance Agency Inc, 1520 e 66th st, Richfield, MN, 55423 612-861-4868
  • Farmers: J Scanlon, 810 yellow brick rd, Chaska, MN, 55318 (952) 448-2442
  • State Farm: Joe O'Connor, 13845 hwy 13 s ste 1, Savage, MN, 55378-2128 952-226-1500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Spring Lake, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $75 to $100,000 1 Pet, Non-Smoker $4,680
Retired 550-599 Credit Score <$25,000 2 Pets, Smoker $2,930
Part Time Job 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $1,420