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The variables explained here drive your Watonwan County, Minnesota Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Watonwan County, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Watonwan County, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Watonwan County 3 Beds, 1 Bath, 2350 sqft $147,000 $87
Wellington 4 Beds, 1 Bath, 1,880 sqft $132,000 $65
Butternut Valley 4 Beds, 1 Bath, 3,020 sqft $164,000 $127
St. Peter 3 Beds, 1 Bath, 2,370 sqft $144,000 $87
Storden 2 Beds, 1 Bath, 1,420 sqft $63,000 $64
Ledyard, IA 2 Beds, 1 Bath, 900 sqft $53,000 $34
Des Moines River 2 Beds, 1 Bath, 1,750 sqft $154,000 $87
Dolliver, IA 3 Beds, 1 Bath, 2,020 sqft $179,000 $104
New Avon 4 Beds, 1 Bath, 2,430 sqft $142,000 $144
Brush Creek 2 Beds, 1 Bath, 1,100 sqft $70,000 $58
Leavenworth 3 Beds, 1 Bath, 1,390 sqft $77,000 $38
Elmore 2 Beds, 1 Bath, 1,160 sqft $113,000 $76
Trimont 2 Beds, 1 Bath, 1,710 sqft $93,000 $53
Wisconsin 3 Beds, 1 Bath, 1,520 sqft $86,000 $53
Wanda 4 Beds, 2 Baths, 2,900 sqft $139,000 $120
Skyline 2 Beds, 1 Bath, 1,300 sqft $89,000 $39
Granby 2 Beds, 1 Bath, 1,310 sqft $77,000 $30
Northrop 2 Beds, 1 Bath, 1,690 sqft $81,000 $62
Nashville 4 Beds, 3 Baths, 1,690 sqft $81,000 $41
Pleasant Prairie 4 Beds, 2 Baths, 1,630 sqft $104,000 $54
Cambria 4 Beds, 2 Baths, 2,570 sqft $153,000 $86

If your Watonwan County, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Watonwan County:

Claim Typical Claim Amount
WATER DAMAGE $6,500
LIABILITY (ALL OTHER) $8,000
THEFT/BURGLARY $2,000

Your Watonwan County, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Mike Nordby Insurance, 600 armstrong blvd n, St James, MN, 56081 507-375-7103
  • State Farm: Keith Boeve, 615 2nd ave s, Saint James, MN, 56081-1738 507-375-3277
  • Allstate: John Ness Agency, 718 1st ave south, St. James, MN, 56081 (507) 375-5661
  • Travelers: Profinium Insurance Agency Inc, 414 5th ave e, Truman, MN, 56088 507-444-0101
  • Travelers: Trimont Agency Inc, 519 main st e, Trimont, MN, 56176 507-639-2981

Your Background Impacts Your Home Insurance Quotes

Here is a list of Watonwan County, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $1,670
Retired 800-850 Credit Score <$25,000 No Pets, Smoker $500
Unemployed 650-699 Credit Score No Income 1 Pet, Non-Smoker $240