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Given here are some important aspects of your Oak Grove, Minnesota Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Oak Grove, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oak Grove, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oak Grove 5 Beds, 3 Baths, 3120 sqft $416,000 $216
Morrill 3 Beds, 1 Bath, 2,340 sqft $362,000 $178
Watertown 3 Beds, 1 Bath, 2,120 sqft $249,000 $154
Rockford 5 Beds, 1 Bath, 4,580 sqft $416,000 $286
Mount Morris 5 Beds, 4 Baths, 3,480 sqft $526,000 $270
Carver 4 Beds, 3 Baths, 1,680 sqft $210,000 $137
Maywood 3 Beds, 1 Bath, 2,010 sqft $181,000 $174
Laketown, WI 3 Beds, 2 Baths, 1,790 sqft $311,000 $81
Fair Haven 3 Beds, 1 Bath, 2,120 sqft $278,000 $85
Vermillion 5 Beds, 3 Baths, 4,640 sqft $507,000 $264
Brooklyn Park 4 Beds, 2 Baths, 2,920 sqft $409,000 $225
Silver Creek 5 Beds, 1 Bath, 4,830 sqft $583,000 $435
Wayzata 4 Beds, 2 Baths, 3,390 sqft $635,000 $322
Dresser, WI 3 Beds, 1 Bath, 1,990 sqft $232,000 $139
Willernie 4 Beds, 2 Baths, 3,200 sqft $389,000 $245
Black Brook, WI 4 Beds, 3 Baths, 1,830 sqft $156,000 $68
Fridley 5 Beds, 4 Baths, 4,040 sqft $464,000 $180
Milltown, WI 3 Beds, 1 Bath, 2,120 sqft $230,000 $111
Inver Grove Heights 3 Beds, 1 Bath, 1,860 sqft $317,000 $92
Shakopee 5 Beds, 1 Bath, 3,180 sqft $501,000 $338
Oak Park Heights 4 Beds, 3 Baths, 3,170 sqft $481,000 $201

If your Oak Grove, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oak Grove:

Claim Typical Claim Amount
SMOKE $9,500
PHYSICAL DAMAGE $4,500
MYSTERIOUS DISAPPEARANCE $1,500

Your Oak Grove, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: Prokop Ins Services Inc, 9220 bass lake rd ste 240, New Hope, MN, 55428 (763) 537-4311
  • Liberty Mutual Independent: Middleton & Associates Inc, 106 central ave e saintĀ michael, St. Michael, MN, 55376
  • Travelers: Oakwood Ins Agcy Inc, 129 central ave, Osseo, MN, 55369 763-424-7464
  • Farmers: Pavel Liashkovich, 7206 forestview ln n ste 115, Maple Grove, MN, 55369 (763) 438-4491
  • Liberty Mutual: Aaron Wuollet, 15641 grove circle north, Maple Grove, MN, 55369 1-763-273-9049

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oak Grove, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $50 to $75,000 2 Pets, Non-Smoker $170
Part Time Job 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $780
Retired 650-699 Credit Score <$25,000 1 Pet, Smoker $1,480