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In Depth Little Falls, MN Home Insurance Rates Analysis

In Depth Analysis of Little Falls, Minnesota Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Little Falls, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Little Falls, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Little Falls 2 Beds, 1 Bath, 1000 sqft $85,000 $52
Princeton 2 Beds, 1 Bath, 1,760 sqft $135,000 $69
Grey Eagle 2 Beds, 1 Bath, 970 sqft $85,000 $37
Eden Valley 4 Beds, 3 Baths, 3,320 sqft $259,000 $96
Bungo 4 Beds, 3 Baths, 2,990 sqft $306,000 $216
Elmdale 2 Beds, 1 Bath, 1,240 sqft $126,000 $46
Bogus Brook 2 Beds, 1 Bath, 1,710 sqft $163,000 $74
Burnhamville 3 Beds, 1 Bath, 1,360 sqft $126,000 $58
New Munich 3 Beds, 1 Bath, 2,400 sqft $229,000 $143
Kathio 3 Beds, 2 Baths, 2,180 sqft $163,000 $118
Sartell 2 Beds, 1 Bath, 1,210 sqft $99,000 $53
Bartlett 4 Beds, 3 Baths, 2,400 sqft $234,000 $95
Iona 3 Beds, 1 Bath, 2,110 sqft $226,000 $116
Breezy Point 3 Beds, 2 Baths, 1,440 sqft $80,000 $54
Spruce Hill 3 Beds, 1 Bath, 1,790 sqft $166,000 $98
Staples 2 Beds, 1 Bath, 1,590 sqft $142,000 $106
South Haven 2 Beds, 1 Bath, 1,410 sqft $104,000 $82
Deerwood 2 Beds, 1 Bath, 1,460 sqft $121,000 $54
Lake Edward 3 Beds, 1 Bath, 1,220 sqft $81,000 $36
Lakin 3 Beds, 1 Bath, 1,530 sqft $119,000 $60
Buh 3 Beds, 2 Baths, 2,300 sqft $165,000 $108

If your Little Falls, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Little Falls:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
WATER DAMAGE $6,500
MYSTERIOUS DISAPPEARANCE $1,500

Your Little Falls, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Johnson Insurance Agency, 107 museum blvd, Upsala, MN, 56384 Phone: 320-573-2529
  • State Farm: Lori Kush, 15594 highway 27 ste 1, Little Falls, MN, 56345-6625 320-632-1926
  • Allstate: Insurance Brokers Of Mn, 43 e broadway ste 101, Little Falls, MN, 56345 (320) 632-1881
  • Farmers: David Friedrich, 40 division st n, Rice, MN, 56367 (320) 393-2840
  • Travelers: St Stephen Insurance Agency, 2 central ave s, St Stephen, MN, 56375 Phone: 320-251-0902

Your Background Impacts Your Home Insurance Quotes

Here is a list of Little Falls, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 3 Pets, Non-Smoker $760
Full Time Job 500-549 Credit Score >$150,000 2 Pets, Smoker $520
Freelancer 600-649 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $440