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Given here are some important aspects of your Hubbard County, Minnesota Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Hubbard County, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hubbard County, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hubbard County 2 Beds, 1 Bath, 1440 sqft $130,000 $75
Torrey 3 Beds, 2 Baths, 2,140 sqft $180,000 $101
Cass Lake 2 Beds, 1 Bath, 1,740 sqft $150,000 $63
Todd 3 Beds, 2 Baths, 1,480 sqft $149,000 $95
Hines 3 Beds, 1 Bath, 2,100 sqft $190,000 $80
Emily 2 Beds, 1 Bath, 1,700 sqft $207,000 $92
Evergreen 2 Beds, 1 Bath, 1,190 sqft $152,000 $66
Sinclair 3 Beds, 1 Bath, 1,730 sqft $131,000 $103
Hendrickson 3 Beds, 1 Bath, 1,850 sqft $190,000 $52
Schoolcraft 4 Beds, 1 Bath, 2,400 sqft $189,000 $155
Erie 3 Beds, 1 Bath, 1,910 sqft $161,000 $91
Wadena 2 Beds, 1 Bath, 990 sqft $63,000 $47
Wolf Lake 2 Beds, 1 Bath, 1,530 sqft $123,000 $86
Huntersville 2 Beds, 1 Bath, 1,090 sqft $78,000 $83
Bemidji 2 Beds, 1 Bath, 1,720 sqft $170,000 $84
Toad Lake 3 Beds, 2 Baths, 1,400 sqft $81,000 $46
Ebro 3 Beds, 2 Baths, 2,140 sqft $211,000 $198
Fern 3 Beds, 2 Baths, 1,710 sqft $236,000 $79
Crosslake 2 Beds, 1 Bath, 1,030 sqft $95,000 $65
Powers 4 Beds, 2 Baths, 2,330 sqft $213,000 $71
Pine River 4 Beds, 3 Baths, 1,920 sqft $163,000 $63

If your Hubbard County, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hubbard County:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $17,000
HAIL $8,000
WATER DAMAGE $6,500

Your Hubbard County, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Avenson Insurance Agency, 217 w 2nd st, Park Rapids, MN, 56470 Phone: 218-732-7217
  • State Farm: Andy Kueber, 301 1st st e, Park Rapids, MN, 56470-1614 218-732-7294
  • Allstate: Itasca Region Insurance Agency, 1012 first st e 1012 first st e park┬árapids, Park Rapids, MN, 56470
  • State Farm: Pat Sullivan, 704 park ave s, Park Rapids, MN, 56470-1542 218-732-0360
  • Travelers: Island Financial Agency Inc, 7165 dew drop trl nw, Walker, MN, 56484 Phone: 218-547-1666

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hubbard County, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $220
Freelancer 650-699 Credit Score $100 to $150,000 1 Pet, Smoker $1,350
Unemployed 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $700