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Read amazing research on Buffalo, Minnesota Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Buffalo, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Buffalo, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Buffalo 4 Beds, 1 Bath, 2970 sqft $284,000 $87
Roseville 4 Beds, 3 Baths, 2,410 sqft $267,000 $111
Osseo 4 Beds, 2 Baths, 2,750 sqft $213,000 $153
Albertville 3 Beds, 1 Bath, 1,390 sqft $193,000 $90
Green Isle 2 Beds, 1 Bath, 1,670 sqft $172,000 $127
Paynesville 3 Beds, 1 Bath, 2,090 sqft $153,000 $126
Kimball 2 Beds, 1 Bath, 1,070 sqft $158,000 $60
Luxemburg 2 Beds, 1 Bath, 1,320 sqft $170,000 $79
Norwood Young America 4 Beds, 3 Baths, 2,400 sqft $201,000 $163
Hugo 4 Beds, 3 Baths, 2,130 sqft $203,000 $118
Wayzata 4 Beds, 1 Bath, 2,790 sqft $317,000 $192
Apple Valley 2 Beds, 1 Bath, 1,150 sqft $150,000 $92
Blaine 4 Beds, 3 Baths, 2,370 sqft $220,000 $140
Manannah 4 Beds, 3 Baths, 1,710 sqft $191,000 $128
Savage 2 Beds, 1 Bath, 1,450 sqft $111,000 $80
Shakopee 4 Beds, 2 Baths, 3,390 sqft $320,000 $197
Dayton 4 Beds, 1 Bath, 1,680 sqft $200,000 $125
Gaylord 4 Beds, 1 Bath, 2,700 sqft $222,000 $227
Brooklyn Park 3 Beds, 2 Baths, 2,360 sqft $229,000 $82
Chaska 3 Beds, 2 Baths, 1,340 sqft $94,000 $76
Brockway 4 Beds, 2 Baths, 1,630 sqft $173,000 $80

If your Buffalo, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Buffalo:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $17,000
THEFT/BURGLARY $2,000
HAIL $8,000

Your Buffalo, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: All Ins Svcs Inc, 701 central ave e., St Michael, MN, 55376 (763) 497-2247
  • Liberty Mutual Independent: Oakwood Insurance Agency Inc, 121 lewis ave s, Watertown, MN, 55388 (952) 955-3772
  • Travelers: North Central Insurance Agency, 16854 hwy 10 elk┬áriver, Elk River, MN, 55330
  • Farmers: Adam Smigleski, 403 central ave e ste g, Saint Michael, MN, 55376 (763) 497-0108
  • Liberty Mutual: Aaron Wuollet, 15641 grove circle north, Maple Grove, MN, 55369 1-763-273-9049

Your Background Impacts Your Home Insurance Quotes

Here is a list of Buffalo, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $25 to 50,000 No Pets, Smoker $1,740
Retired 800-850 Credit Score No Income 3 Pets, Non-Smoker $380
Unemployed 700-749 Credit Score <$25,000 1 Pet, Smoker $1,250