Given here are some important aspects of your St. Cloud, Minnesota Home Insurance that impact your rates & can support you in getting a great deal.
Here is a list of replacement costs & home insurance for St. Cloud, MN & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| St. Cloud | 4 Beds, 2 Baths, 2790 sqft | $208,000 | $132 |
| Baldwin | 3 Beds, 2 Baths, 1,740 sqft | $182,000 | $87 |
| Clearwater | 4 Beds, 3 Baths, 2,460 sqft | $229,000 | $174 |
| Sauk Rapids | 2 Beds, 1 Bath, 1,570 sqft | $145,000 | $90 |
| St. Augusta | 4 Beds, 1 Bath, 3,080 sqft | $241,000 | $146 |
| Swan River | 2 Beds, 1 Bath, 1,570 sqft | $166,000 | $113 |
| Coon Rapids | 4 Beds, 2 Baths, 2,890 sqft | $260,000 | $175 |
| Genola | 2 Beds, 1 Bath, 1,090 sqft | $112,000 | $59 |
| Burnhamville | 3 Beds, 1 Bath, 1,520 sqft | $114,000 | $85 |
| Pease | 3 Beds, 2 Baths, 2,250 sqft | $267,000 | $100 |
| Fairhaven | 3 Beds, 1 Bath, 1,990 sqft | $206,000 | $112 |
| Howard Lake | 3 Beds, 2 Baths, 1,250 sqft | $130,000 | $81 |
| Rice | 4 Beds, 3 Baths, 1,690 sqft | $150,000 | $93 |
| Biscay | 3 Beds, 1 Bath, 2,270 sqft | $283,000 | $208 |
| Waite Park | 2 Beds, 1 Bath, 1,490 sqft | $168,000 | $81 |
| Corcoran | 4 Beds, 1 Bath, 1,810 sqft | $100,000 | $61 |
| Gilmanton | 3 Beds, 2 Baths, 1,430 sqft | $151,000 | $56 |
| Le Sauk | 4 Beds, 1 Bath, 3,390 sqft | $321,000 | $108 |
| Albertville | 4 Beds, 1 Bath, 2,460 sqft | $171,000 | $166 |
| Maywood | 4 Beds, 2 Baths, 3,360 sqft | $237,000 | $138 |
| St. Stephen | 2 Beds, 1 Bath, 1,560 sqft | $151,000 | $58 |
Here are some typical claims filed in St. Cloud:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $2,000 |
| SMOKE | $9,500 |
| APPLIANCE RELATED WATER | $17,000 |
Your St. Cloud, MN insurance agent (see examples below) can help with your claims.
Here is a list of St. Cloud, MN homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 700-749 Credit Score | $50 to $75,000 | 3 Pets, Non-Smoker | $850 |
| Part Time Job | 600-649 Credit Score | $25 to 50,000 | 2 Pets, Non-Smoker | $1,710 |
| Unemployed | 800-850 Credit Score | <$25,000 | No Pets, Non-Smoker | $900 |