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The variables explained here drive your Maple Grove, Minnesota Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Maple Grove, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Maple Grove, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Maple Grove 3 Beds, 2 Baths, 1580 sqft $236,000 $63
Princeton 2 Beds, 1 Bath, 1,380 sqft $206,000 $113
St. Paul 3 Beds, 1 Bath, 2,080 sqft $291,000 $99
Golden Valley 3 Beds, 2 Baths, 1,910 sqft $222,000 $157
Fridley 2 Beds, 1 Bath, 1,470 sqft $236,000 $163
Plymouth 5 Beds, 3 Baths, 2,000 sqft $270,000 $117
Prescott, WI 5 Beds, 4 Baths, 4,390 sqft $717,000 $510
Northfield 4 Beds, 1 Bath, 2,430 sqft $463,000 $230
Maplewood 3 Beds, 2 Baths, 1,200 sqft $174,000 $96
Lakeland Shores 4 Beds, 3 Baths, 3,170 sqft $381,000 $199
Miesville 5 Beds, 4 Baths, 4,390 sqft $425,000 $248
May 4 Beds, 1 Bath, 3,360 sqft $437,000 $221
Orrock 3 Beds, 2 Baths, 2,110 sqft $228,000 $127
Dundas 4 Beds, 3 Baths, 1,730 sqft $235,000 $132
Blue Hill 2 Beds, 1 Bath, 1,520 sqft $299,000 $163
Fork 2 Beds, 1 Bath, 1,360 sqft $231,000 $101
Richfield 3 Beds, 2 Baths, 2,130 sqft $256,000 $171
Hanover 2 Beds, 1 Bath, 1,360 sqft $130,000 $74
Laketown 4 Beds, 1 Bath, 2,020 sqft $215,000 $138
Sciota 5 Beds, 2 Baths, 3,430 sqft $510,000 $260
Bock 4 Beds, 3 Baths, 3,120 sqft $443,000 $171

If your Maple Grove, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Maple Grove:

Claim Typical Claim Amount
HAIL $8,000
WATER DAMAGE $6,500
FIRE $20,500

Your Maple Grove, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: Wesley P Mckenna, 8100 penn ave s ste 165, Bloomington, MN, 55431-1325 (888) 838-7682
  • Farmers: Matthew Milner, 13550 26th ave n ste 100, Plymouth, MN, 55441 (763) 280-5505
  • Travelers: North Star Insurance Services, 601 carlson pkwy, Minnetonka, MN, 55305
  • Liberty Mutual Independent: Oakwood Insurance Agency Inc, 320 e main st, Anoka, MN, 55303 (763) 422-8120
  • Liberty Mutual: Adam Weinblatt Lutcf, 701 xenia ave. s ste 400, Minneapolis, MN, 55416 1-763-543-4344

Your Background Impacts Your Home Insurance Quotes

Here is a list of Maple Grove, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $690
Full Time Job 650-699 Credit Score $100 to $150,000 1 Pet, Non-Smoker $400
Retired 750-799 Credit Score <$25,000 3 Pets, Smoker $660